CFPB Consumer Complaint Profile

Utah System of Higher Education

251 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

251
Total complaints
Above average
0
Last 12 months
93.6%
Timely response
Below median
40
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Utah System of Higher Education sits at #785, with 251 complaints logged. Its on-time response rate is 93.6%, the 25th percentile among companies with 100+ complaints.

#785
of 3,843 companies by volume
93.6%
on time (25th pctile)
Student loan
most-complained product
40
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
58/100
Utah System of Higher Education · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.6%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.9%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.2%
Share of complaints closed with monetary or non-monetary relief

Utah System of Higher Education vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.6% Around the middle higher than 25% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2021 to 2022 complete years

  • Annual CFPB complaint volume moved from 16 in 2021 to 4 in 2022 (2021 → 2022).

See the full year-over-year release diff

Utah System of Higher Education timely response rate 93.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Federal student loan servicing 166
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 39
Student loan - Private student loan 17
Student loan - Non-federal student loan 7
Debt collection - Private student loan debt 6
Debt collection - Federal student loan debt 5
Debt collection - I do not know 3
Debt collection - Non-federal student loan 3
Debt collection - Federal student loan 3
Debt collection - Payday loan debt 1

Top Issues

1.Dealing with my lender or servicer 71
2.Dealing with your lender or servicer 71
3.Incorrect information on your report 34
4.Problem with a credit reporting company's investigation into an existing problem 29
5.Struggling to repay your loan 14
6.Can't repay my loan 9
7.Attempts to collect debt not owed 6
8.Communication tactics 5
9.Written notification about debt 4
10.Cont'd attempts collect debt not owed 2

Complaints by Year

Year Complaints
2015 4
2016 58
2017 52
2018 37
2019 38
2020 42
2021 16
2022 4

Complaints by State (Top 15)

Utah 38
California 31
Texas 22
New York 12
Florida 12
Massachusetts 10
North Carolina 10
Arizona 8
Maryland 8
Washington 7
District of Columbia 7
Oregon 6
Tennessee 5
Colorado 5
Illinois 5

Company Responses

Closed with explanation 233
Closed 10
Closed with non-monetary relief 7
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Utah System of Higher Education

Utah System of Higher Education carries 251 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 40 states and territories have weighed in, giving this a nationwide footprint. "Student loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Dealing with my lender or servicer," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Utah System of Higher Education draw a 93.6% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 6.9% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3.2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Utah System of Higher Education have?

Utah System of Higher Education has 251 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Utah System of Higher Education respond to complaints on time?

CFPB complaints against Utah System of Higher Education draw a 93.6% timely-response rate inside the expected window.

What product generates the most complaints for Utah System of Higher Education?

The most complained-about product for Utah System of Higher Education is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Utah System of Higher Education?

The most common issue reported by consumers about Utah System of Higher Education is "Dealing with my lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Utah System of Higher Education?

You can file a complaint against Utah System of Higher Education directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Utah System of Higher Education?

Consumers in 40 states and territories have filed complaints about Utah System of Higher Education with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Utah System of Higher Education: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6.9% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Utah System of Higher Education have?

Utah System of Higher Education has 251 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Utah System of Higher Education respond to complaints on time?

CFPB complaints against Utah System of Higher Education draw a 93.6% timely-response rate inside the expected window.

What product generates the most complaints for Utah System of Higher Education?

The most complained-about product for Utah System of Higher Education is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Utah System of Higher Education?

The most common issue reported by consumers about Utah System of Higher Education is "Dealing with my lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Utah System of Higher Education?

You can file a complaint against Utah System of Higher Education directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Utah System of Higher Education?

Consumers in 40 states and territories have filed complaints about Utah System of Higher Education with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Utah System of Higher Education's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.