CFPB Consumer Complaint Profile

Virtuoso Sourcing Group, LLC.

212 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

212
Total complaints
15
Last 12 months
67.5%
Timely response
35
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Virtuoso Sourcing Group, LLC. has accumulated 212 complaints, placing it #893 by volume. 67.5% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#893
of 3,848 companies by volume
67.5%
answered on time
Debt collection
most-complained product
35
states with complaints
Virtuoso Sourcing Group, LLC. timely response rate 67.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 74
Debt collection - Other (i.e. phone, health club, etc.) 72
Debt collection - I do not know 40
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Debt collection - Telecommunications debt 5
Debt collection - Medical 3
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Federal student loan 1
Debt collection - Credit card 1
Consumer Loan - Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 52
2.Attempts to collect debt not owed 45
3.Communication tactics 25
4.Written notification about debt 24
5.False statements or representation 21
6.Disclosure verification of debt 20
7.Took or threatened to take negative or legal action 8
8.Incorrect information on your report 5
9.Threatened to contact someone or share information improperly 3
10.Problem with a credit reporting company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 10
2014 28
2015 29
2016 23
2017 22
2018 32
2019 21
2020 1
2021 2
2022 5
2023 13
2024 9
2025 14
2026 3

Complaints by State (Top 15)

Texas 29
Florida 19
California 19
Georgia 11
Illinois 11
Colorado 10
New York 10
Ohio 9
Washington 8
Wisconsin 8
Nevada 6
Arizona 6
Virginia 6
Alabama 5
Missouri 5

Company Responses

Closed with explanation 95
Closed 82
Untimely response 35

What the CFPB Complaint Record Shows for Virtuoso Sourcing Group, LLC.

212 complaints against Virtuoso Sourcing Group, LLC. appear in the CFPB record, including 15 from the trailing year. The 35 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Virtuoso Sourcing Group, LLC. answers 67.5% of forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response was formally disputed in 8.3% of resolved cases, indicating how frequently the initial fix fell short. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Virtuoso Sourcing Group, LLC. have?

Virtuoso Sourcing Group, LLC. has 212 total consumer complaints filed with the CFPB, with 15 filed in the last 12 months.

Does Virtuoso Sourcing Group, LLC. respond to complaints on time?

Virtuoso Sourcing Group, LLC.'s CFPB timely-response rate is 67.5%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Virtuoso Sourcing Group, LLC.?

The most complained-about product for Virtuoso Sourcing Group, LLC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Virtuoso Sourcing Group, LLC.?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Virtuoso Sourcing Group, LLC. - see all issues and counts above.

How do I file a complaint against Virtuoso Sourcing Group, LLC.?

You can file a complaint against Virtuoso Sourcing Group, LLC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Virtuoso Sourcing Group, LLC.?

Consumers in 35 states and territories have filed complaints about Virtuoso Sourcing Group, LLC. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026