CFPB Consumer Complaint Profile

Virtuoso Sourcing Group, LLC.

212 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

212
Total complaints
Above average
15
Last 12 months
67.5%
Timely response
Bottom decile
35
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Virtuoso Sourcing Group, LLC. has accumulated 212 complaints, placing it #892 by volume. On-time replies land at 67.5%, the 5th percentile for the 100+ complaint peer group.

#892
of 3,843 companies by volume
67.5%
on time (5th pctile)
Debt collection
most-complained product
35
states with complaints
F
PlainCredit Trust Score
32/100
Virtuoso Sourcing Group, LLC. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 67.5%
Share of complaints answered within the CFPB response window
Dispute Rate B- 8.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Virtuoso Sourcing Group, LLC. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

67.5% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Virtuoso Sourcing Group, LLC. timely response rate 67.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 74
Debt collection - Other (i.e. phone, health club, etc.) 72
Debt collection - I do not know 40
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Debt collection - Telecommunications debt 5
Debt collection - Medical 3
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Federal student loan 1
Debt collection - Credit card 1
Consumer Loan - Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 52
2.Attempts to collect debt not owed 45
3.Communication tactics 25
4.Written notification about debt 24
5.False statements or representation 21
6.Disclosure verification of debt 20
7.Took or threatened to take negative or legal action 8
8.Incorrect information on your report 5
9.Threatened to contact someone or share information improperly 3
10.Problem with a credit reporting company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 10
2014 28
2015 29
2016 23
2017 22
2018 32
2019 21
2020 1
2021 2
2022 5
2023 13
2024 9
2025 14
2026year in progress 3

Complaints by State (Top 15)

Texas 29
Florida 19
California 19
Georgia 11
Illinois 11
Colorado 10
New York 10
Ohio 9
Washington 8
Wisconsin 8
Nevada 6
Arizona 6
Virginia 6
Alabama 5
Missouri 5

Company Responses

Closed with explanation 95
Closed 82
Untimely response 35

What the CFPB Complaint Record Shows for Virtuoso Sourcing Group, LLC.

212 complaints against Virtuoso Sourcing Group, LLC. appear in the CFPB record, including 15 from the trailing year. The 35 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Virtuoso Sourcing Group, LLC. posts a 67.5% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 8.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Virtuoso Sourcing Group, LLC. have?

Virtuoso Sourcing Group, LLC. has 212 total consumer complaints filed with the CFPB, with 15 filed in the last 12 months.

Does Virtuoso Sourcing Group, LLC. respond to complaints on time?

Virtuoso Sourcing Group, LLC.'s CFPB timely-response rate is 67.5%. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Virtuoso Sourcing Group, LLC.?

The most complained-about product for Virtuoso Sourcing Group, LLC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Virtuoso Sourcing Group, LLC.?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Virtuoso Sourcing Group, LLC. - see all issues and counts above.

How do I file a complaint against Virtuoso Sourcing Group, LLC.?

You can file a complaint against Virtuoso Sourcing Group, LLC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Virtuoso Sourcing Group, LLC.?

Consumers in 35 states and territories have filed complaints about Virtuoso Sourcing Group, LLC. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Virtuoso Sourcing Group, LLC.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026