2026 data Public-data reference. official source

Blakely-Witt and Associates, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

134
Debt Collection Complaints
84.8%
of All Complaints
91.8%
Timely Response
0.6%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 50
Other (i.e. phone, health club, etc.) 44
I do not know 30
Mortgage debt 8
Mortgage 2

Top Complaint Issues

1.Attempts to collect debt not owed 31
2.Disclosure verification of debt 27
3.Written notification about debt 26
4.False statements or representation 23
5.Incorrect information on your report 15
6.Cont'd attempts collect debt not owed 12
7.Took or threatened to take negative or legal action 8
8.Communication tactics 4
9.Improper use of your report 4
10.Problem with a credit reporting company's investigation into an existing problem 2

Company Responses

Closed with explanation 154
Closed 3
Closed with non-monetary relief 1
Consumers who disputed the response 26.4%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 15
2015 11
2016 22
2017 26
2018 17
2019 7
2020 21
2021 15
2022 12
2023 11

Complaints by State (Top 15)

Texas 135
Oklahoma 3
Colorado 2
Wisconsin 2
Arkansas 2
Arizona 2
Maryland 1
Kentucky 1
Oregon 1
Alaska 1
Alabama 1
AE 1
North Dakota 1
Georgia 1
Pennsylvania 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 22
Checking or savings account - Other banking product or service 1
Money transfer, virtual currency, or money service - Debt settlement 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Blakely-Witt and Associates, Inc.

Blakely-Witt and Associates, Inc. has 134 debt-collection complaints on file with the CFPB, which represents 84.8% of the 158 total complaints the Bureau has received about this entity. Reports have originated from consumers in 18 states and territories, making this a multi-state collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 91.8% of forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Among resolved cases, 0.6% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 26.4% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Blakely-Witt and Associates, Inc. have?

134 debt-collection complaints against Blakely-Witt and Associates, Inc. appear in the CFPB record - 84.8% of the company's total complaint volume.

Does Blakely-Witt and Associates, Inc. respond to complaints on time?

Blakely-Witt and Associates, Inc. has a 91.8% timely response rate.

Does Blakely-Witt and Associates, Inc. provide relief to consumers?

Blakely-Witt and Associates, Inc. closed 0.6% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Blakely-Witt and Associates, Inc. primarily collect?

Based on CFPB complaint records, Blakely-Witt and Associates, Inc.'s primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against Blakely-Witt and Associates, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Blakely-Witt and Associates, Inc. active?

Consumers in 18 states and territories have filed CFPB complaints against Blakely-Witt and Associates, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.