National Commercial Services, Inc
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-NATIONAL-COMMERCIA National Commercial Services, Inc
179 DC complaints · rank #427/656 · 97% timely
- DC 179
- RANK #427/656
- TIMELY 97%
- RELIEF 15.3%
- DISPUTE 26.1%
- STATES 36
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Dyck-O'Neal, Inc.
Volume peers
Photo peer: Dyck-O'Neal, Inc. (179)
National Commercial Services, Inc's 179 debt-collection complaints sit next to Dyck-O'Neal, Inc. (179) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for National Commercial Service… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 4 |
| 2014 | 12 |
| 2015 | 12 |
| 2016 | 16 |
| 2017 | 11 |
| 2018 | 19 |
| 2019 | 17 |
| 2020 | 8 |
| 2021 | 8 |
| 2022 | 12 |
| 2023 | 14 |
| 2024 | 23 |
| 2025 | 41 |
| 2026 | 5 |
Complaints by State (Top 15)
What the CFPB Record Shows for National Commercial Services, Inc
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, National Commercial Services, Inc ranks #427 of 656 debt collectors by debt-collection complaint volume (35th percentile), using the same dc_complaints sort as the Collectors directory. 179 debt-collection complaints against National Commercial Services, Inc appear in the CFPB record - 88.6% of the 202 complaints filed about this entity. The 36 states and territories represented make this a multi-state operation by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
97% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 15.3% closed with monetary or non-monetary relief to the consumer. In 26.1% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for National Commercial Services, Inc → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for National Commercial Services, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (179 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (26.1% here).
Frequently asked questions
How many CFPB debt-collection complaints does National Commercial Services, Inc have?
The CFPB extract lists 179 debt-collection complaints against National Commercial Services, Inc (#427 of 656 collectors by volume).
Does National Commercial Services, Inc respond to CFPB complaints on time?
CFPB complaints against National Commercial Services, Inc show a 97% timely-response rate.
What issue do consumers cite most about National Commercial Services, Inc?
Consumers most often name "Attempts to collect debt not owed" when complaining about National Commercial Services, Inc.
How should I read National Commercial Services, Inc's CFPB complaint record?
These figures summarize what consumers filed with the CFPB about National Commercial Services, Inc. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.