2026 data Public-data reference. official source

Galaxy Capital Acquisitions, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-GALAXY-CAPITAL-ACQ Galaxy Capital Acquisitions, LLC

179 DC complaints · rank #427/656 · 96.5% timely

  • DC 179
  • RANK #427/656
  • TIMELY 96.5%
  • RELIEF 6.9%
  • DISPUTE 16.7%
  • STATES 44
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Dyck-O'Neal, Inc.

Photo peer: Dyck-O'Neal, Inc. (179)

Dyck-O'Neal, Inc.179Starmark Financial LLC179Thunderbird Collection Speci…179Galaxy Capital Acquisitions,…179
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Galaxy Capital Acquisitions, LLC's 179 debt-collection complaints sit next to Dyck-O'Neal, Inc. (179) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Galaxy Capital Acquisitions… →

Debt Collection Complaint Breakdown

Credit card debt 59
I do not know 57
Credit card 25
Other debt 18
Other (i.e. phone, health club, etc.) 9
Medical debt 2
Auto 2
Payday loan debt 2
Non-federal student loan 2
Mortgage 1
Telecommunications debt 1
Auto debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 58
2.Took or threatened to take negative or legal action 25
3.Written notification about debt 25
4.Cont'd attempts collect debt not owed 24
5.False statements or representation 15
6.Incorrect information on your report 13
7.Disclosure verification of debt 10
8.Communication tactics 8
9.Taking/threatening an illegal action 6
10.Improper use of your report 5

Company Responses

Closed with explanation 188
Closed with non-monetary relief 14
Consumers who disputed the response 16.7%

Complaints by Year

Year Complaints
2014 19
2015 9
2016 16
2017 8
2018 4
2019 6
2020 6
2021 13
2022 20
2023 26
2024 31
2025 42
2026 2

Complaints by State (Top 15)

Texas 19
Florida 19
Georgia 16
California 16
New York 15
Arizona 11
Illinois 9
New Jersey 8
Michigan 7
Massachusetts 7
Pennsylvania 4
Virginia 4
Indiana 4
Rhode Island 4
Nevada 3

What the CFPB Record Shows for Galaxy Capital Acquisitions, LLC

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Galaxy Capital Acquisitions, LLC ranks #427 of 656 debt collectors by debt-collection complaint volume (35th percentile), using the same dc_complaints sort as the Collectors directory. Galaxy Capital Acquisitions, LLC has 179 debt-collection complaints on file with the CFPB, which represents 88.6% of the 202 total complaints the Bureau has received about this entity. Reports have originated from consumers in 44 states and territories, making this a nationwide collection operation as measured by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

96.5% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 6.9% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 16.7% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Galaxy Capital Acquisitions, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Galaxy Capital Acquisitions, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (179 here).

Frequently asked questions

How many CFPB debt-collection complaints does Galaxy Capital Acquisitions, LLC have?

The CFPB extract lists 179 debt-collection complaints against Galaxy Capital Acquisitions, LLC (#427 of 656 collectors by volume).

Does Galaxy Capital Acquisitions, LLC respond to CFPB complaints on time?

CFPB complaints against Galaxy Capital Acquisitions, LLC show a 96.5% timely-response rate.

What issue do consumers cite most about Galaxy Capital Acquisitions, LLC?

"Attempts to collect debt not owed" is the leading issue tag on Galaxy Capital Acquisitions, LLC's CFPB complaint record.

How should I read Galaxy Capital Acquisitions, LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.