2026 data Public-data reference. official source

ROC Asset Solutions, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan

CFPB collection forwarding receipt

Forwarded record DC-ROC-ASSET-SOLUTION ROC Asset Solutions, LLC

94 DC complaints · rank #617/656 · 24.3% timely

  • DC 94
  • RANK #617/656
  • TIMELY 24.3%
  • RELIEF 0%
  • DISPUTE 2.7%
  • STATES 30
  • ISSUE Communication tactics
  • RESP Closed with explanation
  • PHOTO Consolidated Recovery Group…

Photo peer: Consolidated Recovery Group, LLC (94)

Consolidated Recovery Group,…94Trojan Professional Services…95ULRS, Inc.95ROC Asset Solutions, LLC (th…94
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

ROC Asset Solutions, LLC's 94 debt-collection complaints sit next to Consolidated Recovery Group, LLC (94) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for ROC Asset Solutions, LLC →

Debt Collection Complaint Breakdown

Payday loan 35
I do not know 33
Payday loan debt 18
Other (i.e. phone, health club, etc.) 5
Other debt 2
Telecommunications debt 1

Top Complaint Issues

1.Communication tactics 25
2.Improper contact or sharing of info 17
3.False statements or representation 13
4.Taking/threatening an illegal action 12
5.Took or threatened to take negative or legal action 11
6.Threatened to contact someone or share information improperly 7
7.Problems when you are unable to pay 6
8.Cont'd attempts collect debt not owed 5
9.Received a loan I didn't apply for 3
10.Applied for loan/did not receive money 2

Company Responses

Closed with explanation 58
Untimely response 48
Closed 5
Consumers who disputed the response 2.7%

Complaints by Year

Year Complaints
2015 21
2016 41
2017 36
2018 5
2019 1
2020 3
2021 1
2024 3

Complaints by State (Top 15)

California 37
Florida 10
Texas 7
Nevada 5
Illinois 5
Wisconsin 4
New Jersey 4
Mississippi 3
Ohio 3
Washington 3
Oregon 3
Utah 3
Arizona 2
Missouri 2
Oklahoma 2

What the CFPB Record Shows for ROC Asset Solutions, LLC

PlainCredit places ROC Asset Solutions, LLC at #617 of 656 debt collectors by CFPB debt-collection complaint volume (6th percentile), matching the Collectors directory ranking. ROC Asset Solutions, LLC has 94 debt-collection complaints on file with the CFPB, which represents 84.7% of the 111 total complaints the Bureau has received about this entity. Reports have originated from consumers in 30 states and territories, making this a multi-state collection operation as measured by complaint volume. "Payday loan" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Communication tactics," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 24.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 2.7% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for ROC Asset Solutions, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for ROC Asset Solutions, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does ROC Asset Solutions, LLC have?

94 debt-collection complaints name ROC Asset Solutions, LLC in this CFPB extract - corpus rank #617/656.

Does ROC Asset Solutions, LLC respond to CFPB complaints on time?

ROC Asset Solutions, LLC's timely response rate on CFPB complaints is 24.3%.

What issue do consumers cite most about ROC Asset Solutions, LLC?

The most-cited issue in complaints about ROC Asset Solutions, LLC is "Communication tactics."

How should I read ROC Asset Solutions, LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.