CFPB Consumer Complaint Profile
3rd Generation, Inc.
Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 66
- Total complaints
- Mid-range
- 3
- Last 12 months
- 56.1%
- Timely response
- Bottom decile
- 9
- States affected
The verdict
3rd Generation, Inc. ranks #1596 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 4th percentile among companies with 100+ complaints.
- Vehicle loan or lease
- most-complained product
- CA
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
3rd Generation, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
56.1% Among the lowest higher than 4% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 3 |
| 2015 | 9 |
| 2016 | 7 |
| 2017 | 8 |
| 2018 | 7 |
| 2019 | 8 |
| 2020 | 8 |
| 2021 | 12 |
| 2022 | 1 |
| 2025 | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for 3rd Generation, Inc.
The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for 3rd Generation, Inc., with consumers across the country filing against it. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Inside that category, "Managing the loan or lease" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for 3rd Generation, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (14.3% here).
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does 3rd Generation, Inc. have?
The CFPB has logged 66 complaints against 3rd Generation, Inc. to date, of which 3 came in over the last 12 months.
Does 3rd Generation, Inc. respond to complaints on time?
3rd Generation, Inc.'s CFPB timely-response rate is 56.1%. This is below the typical industry benchmark of 95%.
What product generates the most complaints for 3rd Generation, Inc.?
The most complained-about product for 3rd Generation, Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.
What is the most common complaint issue with 3rd Generation, Inc.?
The most common issue reported by consumers about 3rd Generation, Inc. is "Managing the loan or lease." All complaint issues are listed above with their counts.
How do I file a complaint against 3rd Generation, Inc.?
You can file a complaint against 3rd Generation, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about 3rd Generation, Inc.?
The CFPB has recorded complaints against 3rd Generation, Inc. from 9 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.