CFPB Consumer Complaint Profile

Accounts Receivable Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

60
Total complaints
Mid-range
3
Last 12 months
100%
Timely response
Top decile
8
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Accounts Receivable Inc. sits at #1675. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Credit reporting, cr…
most-complained product
WA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
Accounts Receivable Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Accounts Receivable Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 24
Debt collection - I do not know 13
Debt collection - Other debt 6
Debt collection - Credit card debt 6
Debt collection - Rental debt 3
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Medical 2
Debt collection - Medical debt 1
Debt collection - Credit card 1
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Incorrect information on your report 17
2.Attempts to collect debt not owed 11
3.Problem with a credit reporting company's investigation into an existing problem 9
4.Written notification about debt 7
5.Took or threatened to take negative or legal action 6
6.False statements or representation 4
7.Taking/threatening an illegal action 2
8.Cont'd attempts collect debt not owed 2
9.Communication tactics 1
10.Improper use of your report 1

Complaints by Year

Year Complaints
2014 2
2015 2
2016 1
2017 2
2018 3
2019 5
2020 21
2021 9
2022 2
2023 6
2024 4
2025 3

Complaints by State (Top 15)

Washington 30
Florida 13
Oregon 10
California 2
Georgia 2
North Carolina 1
Nevada 1
Ohio 1

Company Responses

Closed with explanation 60

What the CFPB Complaint Record Shows for Accounts Receivable Inc.

In the CFPB record, Accounts Receivable Inc. has a geographically concentrated complaint footprint. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Accounts Receivable Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Accounts Receivable Inc. have?

Accounts Receivable Inc. has 60 total consumer complaints filed with the CFPB, with 3 filed in the last 12 months.

Does Accounts Receivable Inc. respond to complaints on time?

Accounts Receivable Inc. has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Accounts Receivable Inc.?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Accounts Receivable Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Accounts Receivable Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Accounts Receivable Inc.; the full issue list with counts is above.

How do I file a complaint against Accounts Receivable Inc.?

You can file a complaint against Accounts Receivable Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accounts Receivable Inc.?

Consumers in 8 states and territories have filed complaints about Accounts Receivable Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Accounts Receivable Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.