CFPB Consumer Complaint Profile

Acranet Inc

Behind the 32 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

32
Total complaints
Mid-range
3
Last 12 months
93.8%
Timely response
Below median
15
States affected

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The verdict

Acranet Inc ranks #2270 of 3,843 financial companies by CFPB complaint volume, with 32 complaints on record. Its on-time response rate is 93.8%, the 26th percentile among companies with 100+ complaints.

#2270
of 3,843 companies by volume
93.8%
on time (26th pctile)
Credit reporting, cr…
most-complained product
15
states with complaints
D
PlainCredit Trust Score
49/100
Acranet Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.8%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Acranet Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.8% Around the middle higher than 26% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Acranet Inc timely response rate 93.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Credit reporting or other personal consumer reports - Credit reporting 11
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 3
Credit reporting or other personal consumer reports - Other personal consumer report 1
Credit reporting 1
Consumer Loan - Installment loan 1
Mortgage - FHA mortgage 1

Top Issues

1.Improper use of your report 18
2.Incorrect information on your report 5
3.Problem with a company's investigation into an existing problem 2
4.Problem with a credit reporting company's investigation into an existing problem 2
5.Problem with a company's investigation into an existing issue 1
6.Incorrect information on credit report 1
7.Credit monitoring or identity theft protection services 1
8.Shopping for a loan or lease 1
9.Applying for a mortgage or refinancing an existing mortgage 1

Complaints by Year

Year Complaints
2016 1
2017 2
2018 4
2019 1
2020 1
2021 1
2022 6
2023 4
2024 5
2025 6
2026year in progress 1

Complaints by State (Top 15)

California 8
Mississippi 6
Pennsylvania 3
Alabama 2
Illinois 2
Arizona 2
Washington 1
Arkansas 1
Oklahoma 1
Iowa 1
Texas 1
North Carolina 1
New York 1
Louisiana 1
South Carolina 1

Company Responses

Closed with explanation 32

What the CFPB Complaint Record Shows for Acranet Inc

Acranet Inc carries 32 complaints in the CFPB's database, 3 of them filed within the past 12 months. Consumers spanning 15 states and territories have weighed in, giving this a multi-regional footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.

Acranet Inc's timely response rate stands at 93.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Acranet Inc have?

The CFPB has logged 32 complaints against Acranet Inc to date, of which 3 came in over the last 12 months.

Does Acranet Inc respond to complaints on time?

Acranet Inc's CFPB timely-response rate is 93.8%.

What product generates the most complaints for Acranet Inc?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Acranet Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Acranet Inc?

Consumers most often cite "Improper use of your report" when complaining about Acranet Inc; the full issue list with counts is above.

How do I file a complaint against Acranet Inc?

You can file a complaint against Acranet Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Acranet Inc?

Acranet Inc has drawn CFPB complaints from 15 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Acranet Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026