CFPB Consumer Complaint Profile

American Neighborhood Mortgage

What 109 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

109
Total complaints
Mid-range
11
Last 12 months
88.1%
Timely response
Bottom quartile
23
States affected

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The verdict

American Neighborhood Mortgage ranks #1276 of 3,843 financial companies by CFPB complaint volume, with 109 complaints on record. It posts a 88.1% on-time response rate, the 15th percentile among companies with 100+ complaints.

#1276
of 3,843 companies by volume
88.1%
on time (15th pctile)
Mortgage
most-complained product
23
states with complaints
C-
PlainCredit Trust Score
52/100
American Neighborhood Mortgage · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 88.1%
Share of complaints answered within the CFPB response window
Dispute Rate D 18.2%
Share of responses the consumer disputed (lower is better)
Relief Rate B 9.2%
Share of complaints closed with monetary or non-monetary relief

American Neighborhood Mortgage vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

88.1% Among the lowest higher than 15% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

American Neighborhood Mortgage timely response rate 88.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 38
Mortgage - FHA mortgage 29
Mortgage - Other mortgage 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Mortgage - VA mortgage 7
Mortgage - Conventional fixed mortgage 7
Credit reporting or other personal consumer reports - Credit reporting 6
Mortgage - Other type of mortgage 3
Debt collection - Mortgage debt 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Applying for a mortgage or refinancing an existing mortgage 23
2.Closing on a mortgage 21
3.Trouble during payment process 17
4.Application, originator, mortgage broker 11
5.Struggling to pay mortgage 8
6.Settlement process and costs 8
7.Improper use of your report 7
8.Incorrect information on your report 7
9.Loan servicing, payments, escrow account 3
10.Problem with a credit reporting company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 1
2014 5
2015 2
2016 9
2017 12
2018 3
2019 3
2020 20
2021 9
2022 8
2023 14
2024 8
2025 12
2026year in progress 3

Complaints by State (Top 15)

New Jersey 31
Pennsylvania 11
Florida 8
Maryland 6
Delaware 6
Ohio 6
Virginia 6
Kentucky 5
Texas 5
California 4
Georgia 4
South Carolina 3
Michigan 2
Colorado 2
Massachusetts 1

Company Responses

Closed with explanation 97
Closed with monetary relief 10
Closed 1
In progress 1

What the CFPB Complaint Record Shows for American Neighborhood Mortgage

American Neighborhood Mortgage carries 109 complaints in the CFPB's database, 11 of them filed within the past 12 months. Consumers spanning 23 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Applying for a mortgage or refinancing an existing mortgage" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, American Neighborhood Mortgage posts a 88.1% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 18.2% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 9.2%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does American Neighborhood Mortgage have?

109 complaints have been filed against American Neighborhood Mortgage with the CFPB overall - 11 of them in the past year.

Does American Neighborhood Mortgage respond to complaints on time?

American Neighborhood Mortgage's CFPB timely-response rate is 88.1%.

What product generates the most complaints for American Neighborhood Mortgage?

"Mortgage" draws more CFPB complaints against American Neighborhood Mortgage than any other product - see the full breakdown above.

What is the most common complaint issue with American Neighborhood Mortgage?

The most common issue reported by consumers about American Neighborhood Mortgage is "Applying for a mortgage or refinancing an existing mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against American Neighborhood Mortgage?

You can file a complaint against American Neighborhood Mortgage directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about American Neighborhood Mortgage?

Consumers in 23 states and territories have filed complaints about American Neighborhood Mortgage with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for American Neighborhood Mortgage: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (18.2% here).

Source: CFPB Consumer Complaint Database Data through March 2026