CFPB Consumer Complaint Profile

Astoria Bank

Consumers have filed 290 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

290
Total complaints
0
Last 12 months
100%
Timely response
22
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Astoria Bank sits at #717, with 290 complaints logged. 100% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#717
of 3,848 companies by volume
100%
answered on time
Mortgage
most-complained product
22
states with complaints
Astoria Bank timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Other mortgage 70
Bank account or service - Checking account 64
Mortgage - Conventional adjustable mortgage (ARM) 36
Mortgage - Conventional fixed mortgage 35
Bank account or service - Other bank product/service 20
Bank account or service - (CD) Certificate of deposit 19
Bank account or service - Savings account 14
Mortgage - Conventional home mortgage 9
Checking or savings account - Checking account 7
Mortgage - Other type of mortgage 4

Top Issues

1.Loan modification,collection,foreclosure 72
2.Account opening, closing, or management 68
3.Loan servicing, payments, escrow account 56
4.Deposits and withdrawals 25
5.Problems caused by my funds being low 13
6.Application, originator, mortgage broker 7
7.Making/receiving payments, sending money 7
8.Struggling to pay mortgage 7
9.Settlement process and costs 6
10.Managing an account 5

Complaints by Year

Year Complaints
2012 45
2013 48
2014 41
2015 55
2016 56
2017 45

Complaints by State (Top 15)

New York 171
New Jersey 20
Virginia 17
California 13
Maryland 13
Florida 12
Illinois 8
District of Columbia 5
Georgia 5
Massachusetts 5
Connecticut 5
Pennsylvania 4
North Carolina 2
Puerto Rico 1
Washington 1

Company Responses

Closed with explanation 226
Closed with monetary relief 33
Closed without relief 14
Closed with non-monetary relief 11
Closed 4
Closed with relief 2

What the CFPB Complaint Record Shows for Astoria Bank

Astoria Bank carries 290 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 22 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Loan modification,collection,foreclosure," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Astoria Bank answers 100% of forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response in 28.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. 20.7% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Astoria Bank have?

290 complaints have been filed against Astoria Bank with the CFPB overall - 0 of them in the past year.

Does Astoria Bank respond to complaints on time?

Astoria Bank's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Astoria Bank?

Among all products tied to Astoria Bank, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Astoria Bank?

"Loan modification,collection,foreclosure" is the single most frequently cited issue in complaints against Astoria Bank - see all issues and counts above.

How do I file a complaint against Astoria Bank?

You can file a complaint against Astoria Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Astoria Bank?

Consumers in 22 states and territories have filed complaints about Astoria Bank with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026