CFPB Consumer Complaint Profile

Astoria Bank

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

290
Total complaints
Above average
0
Last 12 months
100%
Timely response
Top decile
22
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Astoria Bank sits at #715. For answering complaints on time it stands at the 86th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
NY
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
69/100
Astoria Bank · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.5%
Share of responses the consumer disputed (lower is better)
Relief Rate A 20.7%
Share of complaints closed with monetary or non-monetary relief

Astoria Bank vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2016 to 2017 complete years

  • Annual CFPB complaint volume moved from 56 in 2016 to 45 in 2017 (2016 → 2017).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Mortgage - Other mortgage 70
Bank account or service - Checking account 64
Mortgage - Conventional adjustable mortgage (ARM) 36
Mortgage - Conventional fixed mortgage 35
Bank account or service - Other bank product/service 20
Bank account or service - (CD) Certificate of deposit 19
Bank account or service - Savings account 14
Mortgage - Conventional home mortgage 9
Checking or savings account - Checking account 7
Mortgage - Other type of mortgage 4

Top Issues

1.Loan modification,collection,foreclosure 72
2.Account opening, closing, or management 68
3.Loan servicing, payments, escrow account 56
4.Deposits and withdrawals 25
5.Problems caused by my funds being low 13
6.Application, originator, mortgage broker 7
7.Making/receiving payments, sending money 7
8.Struggling to pay mortgage 7
9.Settlement process and costs 6
10.Managing an account 5

Complaints by Year

Year Complaints
2012 45
2013 48
2014 41
2015 55
2016 56
2017 45

Complaints by State (Top 15)

New York 171
New Jersey 20
Virginia 17
California 13
Maryland 13
Florida 12
Illinois 8
District of Columbia 5
Georgia 5
Massachusetts 5
Connecticut 5
Pennsylvania 4
North Carolina 2
Puerto Rico 1
Washington 1

Company Responses

Closed with explanation 226
Closed with monetary relief 33
Closed without relief 14
Closed with non-monetary relief 11
Closed 4
Closed with relief 2

What the CFPB Complaint Record Shows for Astoria Bank

Astoria Bank draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. The specific issue named most within that category is "Loan modification,collection,foreclosure," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Astoria Bank: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Astoria Bank have?

290 complaints have been filed against Astoria Bank with the CFPB overall - 0 of them in the past year.

Does Astoria Bank respond to complaints on time?

Astoria Bank's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Astoria Bank?

Among all products tied to Astoria Bank, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Astoria Bank?

"Loan modification,collection,foreclosure" is the single most frequently cited issue in complaints against Astoria Bank - see all issues and counts above.

How do I file a complaint against Astoria Bank?

You can file a complaint against Astoria Bank directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Astoria Bank?

Consumers in 22 states and territories have filed complaints about Astoria Bank with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Astoria Bank's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.