CFPB Consumer Complaint Profile

AutoMoney, Inc.

What 42 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

42
Total complaints
19
Last 12 months
47.6%
Timely response
4
States affected

The verdict

AutoMoney, Inc. ranks #1998 of 3,848 financial companies by CFPB complaint volume, with 42 complaints on record. It answers 47.6% of complaints on time — below the 93% median for companies with 100+ complaints.

#1998
of 3,848 companies by volume
47.6%
answered on time
Payday loan, title l…
most-complained product
4
states with complaints
AutoMoney, Inc. timely response rate 47.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Payday loan, title loan, personal loan, or advance loan — Title loan 20
Payday loan, title loan, or personal loan — Title loan 8
Consumer Loan — Title loan 4
Consumer Loan — Vehicle loan 2
Debt collection — Other debt 1
Debt collection — Auto debt 1
Payday loan, title loan, or personal loan — Pawn loan 1
Vehicle loan or lease — Loan 1
Debt collection — Auto 1
Consumer Loan — Pawn loan 1

Top Issues

1.Vehicle was repossessed or sold the vehicle 8
2.Struggling to pay your loan 7
3.Charged fees or interest you didn't expect 7
4.Problem with the payoff process at the end of the loan 4
5.Charged fees or interest I didn't expect 3
6.Loan payment wasn't credited to your account 3
7.Communication tactics 2
8.Written notification about debt 1
9.Shopping for a loan or lease 1
10.Repossession 1

Complaints by Year

Year Complaints
2014 1
2015 2
2016 5
2017 2
2019 2
2020 4
2021 1
2022 2
2023 1
2024 3
2025 15
2026 4

Complaints by State (Top 15)

South Carolina 31
Georgia 7
North Carolina 3
Rhode Island 1

Company Responses

Closed with explanation 27
Untimely response 15

What the CFPB Complaint Record Shows for AutoMoney, Inc.

The CFPB Consumer Complaint Database has logged 42 complaints against AutoMoney, Inc. overall, with 19 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Payday loan, title loan, personal loan, or advance loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Vehicle was repossessed or sold the vehicle" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

AutoMoney, Inc.'s timely response rate stands at 47.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AutoMoney, Inc. have?

AutoMoney, Inc. has 42 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.

Does AutoMoney, Inc. respond to complaints on time?

AutoMoney, Inc. has a 47.6% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for AutoMoney, Inc.?

The most complained-about product for AutoMoney, Inc. is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with AutoMoney, Inc.?

The most common issue reported by consumers about AutoMoney, Inc. is "Vehicle was repossessed or sold the vehicle." All complaint issues are listed above with their counts.

How do I file a complaint against AutoMoney, Inc.?

You can file a complaint against AutoMoney, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AutoMoney, Inc.?

Consumers in 4 states and territories have filed complaints about AutoMoney, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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