CFPB Consumer Complaint Profile

Bank of Hawaii Corporation

Consumers have filed 325 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

325
Total complaints
Above average
44
Last 12 months
98.5%
Timely response
Above median
38
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Bank of Hawaii Corporation sits at #659, with 325 complaints logged. On-time replies land at 98.5%, the 54th percentile for the 100+ complaint peer group.

#659
of 3,843 companies by volume
98.5%
on time (54th pctile)
Checking or savings …
most-complained product
38
states with complaints
B-
PlainCredit Trust Score
67/100
Bank of Hawaii Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 20.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 27.1%
Share of complaints closed with monetary or non-monetary relief

Bank of Hawaii Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.5% Higher than most higher than 54% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Bank of Hawaii Corporation timely response rate 98.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 136
Bank account or service - Checking account 53
Checking or savings account - Other banking product or service 24
Mortgage - Conventional home mortgage 13
Bank account or service - Other bank product/service 10
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 9
Vehicle loan or lease - Loan 8
Mortgage - Home equity loan or line of credit (HELOC) 6
Payday loan, title loan, or personal loan - Personal line of credit 5
Credit card or prepaid card - General-purpose credit card or charge card 5

Top Issues

1.Managing an account 101
2.Account opening, closing, or management 36
3.Problem caused by your funds being low 21
4.Closing an account 19
5.Deposits and withdrawals 15
6.Opening an account 13
7.Problem with a lender or other company charging your account 12
8.Trouble during payment process 9
9.Problems caused by my funds being low 8
10.Incorrect information on your report 8

Complaints by Year

Year Complaints
2011 1
2012 8
2013 20
2014 19
2015 15
2016 13
2017 24
2018 21
2019 22
2020 16
2021 32
2022 22
2023 29
2024 32
2025 40
2026year in progress 11

Complaints by State (Top 15)

Hawaii 201
California 26
GU 14
Florida 6
Oregon 5
Nevada 5
Arizona 5
MP 4
Washington 4
Alabama 4
Texas 4
New York 3
AS 3
Illinois 2
Maryland 2

Company Responses

Closed with explanation 235
Closed with monetary relief 82
Closed without relief 5
Closed 1
Closed with non-monetary relief 1
In progress 1

What the CFPB Complaint Record Shows for Bank of Hawaii Corporation

The CFPB Consumer Complaint Database has logged 325 complaints against Bank of Hawaii Corporation overall, with 44 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Bank of Hawaii Corporation's timely response rate stands at 98.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 20.7% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 27.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bank of Hawaii Corporation have?

Bank of Hawaii Corporation has 325 total consumer complaints filed with the CFPB, with 44 filed in the last 12 months.

Does Bank of Hawaii Corporation respond to complaints on time?

Bank of Hawaii Corporation's CFPB timely-response rate is 98.5%. This is considered excellent.

What product generates the most complaints for Bank of Hawaii Corporation?

Among all products tied to Bank of Hawaii Corporation, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Bank of Hawaii Corporation?

The most common issue reported by consumers about Bank of Hawaii Corporation is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Bank of Hawaii Corporation?

You can file a complaint against Bank of Hawaii Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bank of Hawaii Corporation?

The CFPB has recorded complaints against Bank of Hawaii Corporation from 38 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Bank of Hawaii Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (20.7% here).

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026