CFPB Consumer Complaint Profile

Bok Financial Corp

Behind the 800 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

800
Total complaints
63
Last 12 months
99.9%
Timely response
39
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Bok Financial Corp sits at #380, with 800 complaints logged. It answers 99.9% of complaints on time - above the 93% median for companies with 100+ complaints.

#380
of 3,848 companies by volume
99.9%
answered on time
Checking or savings …
most-complained product
39
states with complaints
Bok Financial Corp timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 188
Mortgage - Conventional home mortgage 118
Bank account or service - Checking account 100
Mortgage - FHA mortgage 62
Mortgage - Conventional fixed mortgage 50
Mortgage - Other mortgage 40
Mortgage - VA mortgage 36
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 25
Checking or savings account - Other banking product or service 22
Mortgage - Other type of mortgage 18

Top Issues

1.Managing an account 155
2.Trouble during payment process 100
3.Loan servicing, payments, escrow account 65
4.Deposits and withdrawals 49
5.Loan modification,collection,foreclosure 45
6.Account opening, closing, or management 38
7.Struggling to pay mortgage 38
8.Incorrect information on your report 32
9.Problems caused by my funds being low 30
10.Closing an account 27

Complaints by Year

Year Complaints
2011 1
2012 52
2013 56
2014 56
2015 68
2016 59
2017 75
2018 55
2019 40
2020 55
2021 43
2022 56
2023 50
2024 53
2025 68
2026 13

Complaints by State (Top 15)

Oklahoma 231
Texas 204
New Mexico 91
Colorado 55
Arizona 34
Florida 26
California 22
Missouri 17
Arkansas 12
North Carolina 9
Kansas 9
New Jersey 8
Ohio 8
Louisiana 6
Tennessee 5

Company Responses

Closed with explanation 702
Closed with monetary relief 79
Closed with non-monetary relief 14
Closed 3
In progress 2

What the CFPB Complaint Record Shows for Bok Financial Corp

Bok Financial Corp carries 800 complaints in the CFPB's database, 63 of them filed within the past 12 months. Consumers spanning 39 states and territories have weighed in, giving this a multi-regional footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Bok Financial Corp's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. In 17.8% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 11.6% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bok Financial Corp have?

The CFPB has logged 800 complaints against Bok Financial Corp to date, of which 63 came in over the last 12 months.

Does Bok Financial Corp respond to complaints on time?

99.9% of the CFPB complaints against Bok Financial Corp get a response within the expected window. This is considered excellent.

What product generates the most complaints for Bok Financial Corp?

"Checking or savings account" draws more CFPB complaints against Bok Financial Corp than any other product - see the full breakdown above.

What is the most common complaint issue with Bok Financial Corp?

"Managing an account" is the single most frequently cited issue in complaints against Bok Financial Corp - see all issues and counts above.

How do I file a complaint against Bok Financial Corp?

You can file a complaint against Bok Financial Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bok Financial Corp?

The CFPB has recorded complaints against Bok Financial Corp from 39 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026