CFPB Consumer Complaint Profile

Bok Financial Corp

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

800
Total complaints
Among the highest
63
Last 12 months
99.9%
Timely response
Top decile
39
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Bok Financial Corp sits at #380. On response speed it sits at the 82nd percentile among companies with 100+ complaints.

Checking or savings …
most-complained product
OK
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
72/100
Bok Financial Corp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A 99.9%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.8%
Share of responses the consumer disputed (lower is better)
Relief Rate B+ 11.6%
Share of complaints closed with monetary or non-monetary relief

Bok Financial Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.9% Top 18% higher than 82% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 53 in 2024 to 68 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Checking or savings account - Checking account 188
Mortgage - Conventional home mortgage 118
Bank account or service - Checking account 100
Mortgage - FHA mortgage 62
Mortgage - Conventional fixed mortgage 50
Mortgage - Other mortgage 40
Mortgage - VA mortgage 36
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 25
Checking or savings account - Other banking product or service 22
Mortgage - Other type of mortgage 18

Top Issues

1.Managing an account 155
2.Trouble during payment process 100
3.Loan servicing, payments, escrow account 65
4.Deposits and withdrawals 49
5.Loan modification,collection,foreclosure 45
6.Account opening, closing, or management 38
7.Struggling to pay mortgage 38
8.Incorrect information on your report 32
9.Problems caused by my funds being low 30
10.Closing an account 27

Complaints by Year

Year Complaints
2011 1
2012 52
2013 56
2014 56
2015 68
2016 59
2017 75
2018 55
2019 40
2020 55
2021 43
2022 56
2023 50
2024 53
2025 68
2026year in progress 13

Complaints by State (Top 15)

Oklahoma 231
Texas 204
New Mexico 91
Colorado 55
Arizona 34
Florida 26
California 22
Missouri 17
Arkansas 12
North Carolina 9
Kansas 9
New Jersey 8
Ohio 8
Louisiana 6
Tennessee 5

Company Responses

Closed with explanation 702
Closed with monetary relief 79
Closed with non-monetary relief 14
Closed 3
In progress 2

What the CFPB Complaint Record Shows for Bok Financial Corp

Bok Financial Corp draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Managing an account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Bok Financial Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (17.8% here).

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Bok Financial Corp have?

The CFPB has logged 800 complaints against Bok Financial Corp to date, of which 63 came in over the last 12 months.

Does Bok Financial Corp respond to complaints on time?

CFPB complaints against Bok Financial Corp draw a 99.9% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Bok Financial Corp?

"Checking or savings account" draws more CFPB complaints against Bok Financial Corp than any other product - see the full breakdown above.

What is the most common complaint issue with Bok Financial Corp?

"Managing an account" is the single most frequently cited issue in complaints against Bok Financial Corp - see all issues and counts above.

How do I file a complaint against Bok Financial Corp?

You can file a complaint against Bok Financial Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bok Financial Corp?

The CFPB has recorded complaints against Bok Financial Corp from 39 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Bok Financial Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.