CFPB Consumer Complaint Profile

Bremer Bank, National Association

What 43 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

43
Total complaints
2
Last 12 months
100%
Timely response
8
States affected

The verdict

Bremer Bank, National Association ranks #1977 of 3,848 financial companies by CFPB complaint volume, with 43 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#1977
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
8
states with complaints
Bremer Bank, National Association timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 23
Money transfer, virtual currency, or money service — Check cashing service 4
Checking or savings account — Other banking product or service 3
Credit reporting or other personal consumer reports — Credit reporting 2
Checking or savings account — Savings account 2
Mortgage — Conventional home mortgage 2
Payday loan, title loan, or personal loan — Personal line of credit 1
Bank account or service — Checking account 1
Checking or savings account — CD (Certificate of Deposit) 1
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 1

Top Issues

1.Managing an account 16
2.Closing an account 5
3.Fraud or scam 4
4.Problem caused by your funds being low 4
5.Problem with the payoff process at the end of the loan 2
6.Incorrect information on your report 2
7.Opening an account 2
8.Trouble during payment process 2
9.Improper use of your report 2
10.Deposits and withdrawals 1

Complaints by Year

Year Complaints
2017 3
2018 5
2019 5
2020 4
2021 4
2022 2
2023 3
2024 13
2025 4

Complaints by State (Top 15)

Minnesota 32
Wisconsin 3
North Dakota 2
Texas 1
Kansas 1
Illinois 1
Oklahoma 1
South Dakota 1

Company Responses

Closed with explanation 36
Closed with monetary relief 6
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Bremer Bank, National Association

The CFPB Consumer Complaint Database has logged 43 complaints against Bremer Bank, National Association overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Bremer Bank, National Association's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 16.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Bremer Bank, National Association have?

Bremer Bank, National Association has 43 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Bremer Bank, National Association respond to complaints on time?

Bremer Bank, National Association has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Bremer Bank, National Association?

The most complained-about product for Bremer Bank, National Association is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Bremer Bank, National Association?

The most common issue reported by consumers about Bremer Bank, National Association is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Bremer Bank, National Association?

You can file a complaint against Bremer Bank, National Association directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Bremer Bank, National Association?

Consumers in 8 states and territories have filed complaints about Bremer Bank, National Association with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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