CFPB Consumer Complaint Profile

Campus Student Funding, LLC

What 53 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

53
Total complaints
2
Last 12 months
37.7%
Timely response
19
States affected

The verdict

Campus Student Funding, LLC ranks #1777 of 3,848 financial companies by CFPB complaint volume, with 53 complaints on record. It answers 37.7% of complaints on time — below the 93% median for companies with 100+ complaints.

#1777
of 3,848 companies by volume
37.7%
answered on time
Student loan
most-complained product
19
states with complaints
Campus Student Funding, LLC timely response rate 37.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Student loan — Non-federal student loan 35
Consumer Loan — Vehicle lease 6
Student loan — Private student loan 4
Credit reporting or other personal consumer reports — Credit reporting 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Consumer Loan — Installment loan 1
Debt collection — Auto debt 1
Vehicle loan or lease — Loan 1
Debt collection — I do not know 1

Top Issues

1.Dealing with my lender or servicer 21
2.Can't repay my loan 10
3.Managing the loan or lease 5
4.Getting a loan 4
5.Incorrect information on your report 4
6.Taking out the loan or lease 2
7.Dealing with your lender or servicer 2
8.Struggling to repay your loan 2
9.Attempts to collect debt not owed 1
10.Struggling to pay your loan 1

Complaints by Year

Year Complaints
2014 3
2015 15
2016 15
2017 11
2018 4
2019 1
2021 1
2025 3

Complaints by State (Top 15)

Florida 13
California 13
Hawaii 4
Illinois 3
Michigan 3
Georgia 2
South Carolina 2
Maryland 2
Virginia 1
Texas 1
North Carolina 1
Montana 1
New Jersey 1
Ohio 1
West Virginia 1

Company Responses

Closed with explanation 36
Closed with monetary relief 11
Closed 3
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Campus Student Funding, LLC

The CFPB Consumer Complaint Database has logged 53 complaints against Campus Student Funding, LLC overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 19 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with my lender or servicer" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Campus Student Funding, LLC's timely response rate stands at 37.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 21.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 26.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Campus Student Funding, LLC have?

Campus Student Funding, LLC has 53 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.

Does Campus Student Funding, LLC respond to complaints on time?

Campus Student Funding, LLC has a 37.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Campus Student Funding, LLC?

The most complained-about product for Campus Student Funding, LLC is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Campus Student Funding, LLC?

The most common issue reported by consumers about Campus Student Funding, LLC is "Dealing with my lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against Campus Student Funding, LLC?

You can file a complaint against Campus Student Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Campus Student Funding, LLC?

Consumers in 19 states and territories have filed complaints about Campus Student Funding, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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