CFPB Consumer Complaint Profile

Cash Express, LLC

What 131 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

131
Total complaints
Mid-range
24
Last 12 months
98.5%
Timely response
Above median
12
States affected

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The verdict

Cash Express, LLC ranks #1172 of 3,843 financial companies by CFPB complaint volume, with 131 complaints on record. On-time replies land at 98.5%, the 54th percentile for the 100+ complaint peer group.

#1172
of 3,843 companies by volume
98.5%
on time (54th pctile)
Payday loan, title l…
most-complained product
12
states with complaints
C-
PlainCredit Trust Score
50/100
Cash Express, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 31.4%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.8%
Share of complaints closed with monetary or non-monetary relief

Cash Express, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.5% Higher than most higher than 54% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 11 in 2024 to 21 in 2025 (2024 → 2025).

See the full year-over-year release diff

Cash Express, LLC timely response rate 98.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Payday loan 23
Payday loan 21
Payday loan, title loan, personal loan, or advance loan - Payday loan 20
Debt collection - Payday loan debt 14
Payday loan, title loan, or personal loan - Installment loan 11
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 9
Debt collection - Payday loan 9
Payday loan, title loan, or personal loan - Title loan 5
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - I do not know 3

Top Issues

1.Struggling to pay your loan 24
2.Problem when making payments 10
3.Charged fees or interest you didn't expect 10
4.Took or threatened to take negative or legal action 9
5.Charged fees or interest I didn't expect 8
6.Problem with the payoff process at the end of the loan 7
7.Communication tactics 7
8.Money was taken from your bank account on the wrong day or for the wrong amount 6
9.Can't contact lender 5
10.Can't stop withdrawals from your bank account 4

Complaints by Year

Year Complaints
2013 5
2014 9
2015 12
2016 4
2017 11
2018 7
2019 14
2020 11
2021 6
2022 4
2023 9
2024 11
2025 21
2026year in progress 7

Complaints by State (Top 15)

Tennessee 79
Kentucky 32
Alabama 5
Mississippi 3
Georgia 2
Colorado 1
Indiana 1
Pennsylvania 1
Arizona 1
Nevada 1
Oklahoma 1
Virginia 1

Company Responses

Closed with explanation 124
Closed with monetary relief 3
Closed 2
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Cash Express, LLC

Cash Express, LLC carries 131 complaints in the CFPB's database, 24 of them filed within the past 12 months. Consumers spanning 12 states and territories have weighed in, giving this a geographically concentrated footprint. "Payday loan, title loan, or personal loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Struggling to pay your loan" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Cash Express, LLC posts a 98.5% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 31.4% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 3.8%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Cash Express, LLC have?

The CFPB has logged 131 complaints against Cash Express, LLC to date, of which 24 came in over the last 12 months.

Does Cash Express, LLC respond to complaints on time?

Cash Express, LLC's CFPB timely-response rate is 98.5%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Cash Express, LLC?

The most complained-about product for Cash Express, LLC is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Cash Express, LLC?

Consumers most often cite "Struggling to pay your loan" when complaining about Cash Express, LLC; the full issue list with counts is above.

How do I file a complaint against Cash Express, LLC?

You can file a complaint against Cash Express, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cash Express, LLC?

Consumers in 12 states and territories have filed complaints about Cash Express, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Cash Express, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026