CFPB Consumer Complaint Profile

Chek Cash, Inc.

28 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

28
Total complaints
Mid-range
13
Last 12 months
100%
Timely response
Top decile
2
States affected

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The verdict

Chek Cash, Inc. ranks #2422 of 3,843 financial companies by CFPB complaint volume, with 28 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2422
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
2
states with complaints
C
PlainCredit Trust Score
57/100
Chek Cash, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.6%
Share of complaints closed with monetary or non-monetary relief

Chek Cash, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Chek Cash, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 6
Payday loan, title loan, personal loan, or advance loan - Installment loan 4
Debt collection - I do not know 4
Payday loan, title loan, personal loan, or advance loan - Payday loan 3
Debt collection - Payday loan 2
Payday loan, title loan, or personal loan - Installment loan 2
Payday loan, title loan, or personal loan - Payday loan 2
Debt collection - Payday loan debt 1
Debt collection - Credit card debt 1
Debt collection - Other debt 1

Top Issues

1.Struggling to pay your loan 5
2.Communication tactics 3
3.Took or threatened to take negative or legal action 3
4.Improper use of your report 3
5.Problem when making payments 2
6.Problem with a company's investigation into an existing problem 2
7.Credit monitoring or identity theft protection services 2
8.Threatened to contact someone or share information improperly 1
9.Electronic communications 1
10.Charged fees or interest you didn't expect 1

Complaints by Year

Year Complaints
2015 1
2016 2
2018 1
2019 1
2020 2
2021 1
2023 1
2024 2
2025 10
2026year in progress 7

Complaints by State (Top 15)

Texas 26
Oklahoma 1

Company Responses

Closed with explanation 27
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Chek Cash, Inc.

28 complaints against Chek Cash, Inc. appear in the CFPB record, including 13 from the trailing year. The 2 states and territories represented put this footprint in geographically concentrated territory. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Struggling to pay your loan," a reasonable starting point for understanding recurring friction.

Chek Cash, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 33.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 3.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Chek Cash, Inc. have?

Chek Cash, Inc. has 28 total consumer complaints filed with the CFPB, with 13 filed in the last 12 months.

Does Chek Cash, Inc. respond to complaints on time?

Chek Cash, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Chek Cash, Inc.?

Among all products tied to Chek Cash, Inc., "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Chek Cash, Inc.?

The most common issue reported by consumers about Chek Cash, Inc. is "Struggling to pay your loan." All complaint issues are listed above with their counts.

How do I file a complaint against Chek Cash, Inc.?

You can file a complaint against Chek Cash, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Chek Cash, Inc.?

Consumers in 2 states and territories have filed complaints about Chek Cash, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Chek Cash, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026