Diversified Adjustment Service, Inc.

CFPB Consumer Complaint Profile

2,490
Total Complaints
635
Last 12 Months
99.7%
Timely Response
49
States Affected
Diversified Adjustment Service, Inc. timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 665
Debt collection — I do not know 650
Debt collection — Telecommunications debt 488
Credit reporting or other personal consumer reports — Credit reporting 318
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 143
Debt collection — Other (i.e. phone, health club, etc.) 134
Debt collection — Credit card debt 32
Debt collection — Medical debt 25
Debt collection — Medical 6
Debt or credit management — Debt settlement 6

Top Issues

1.Attempts to collect debt not owed 951
2.Written notification about debt 364
3.Incorrect information on your report 242
4.False statements or representation 214
5.Communication tactics 154
6.Took or threatened to take negative or legal action 143
7.Improper use of your report 120
8.Cont'd attempts collect debt not owed 107
9.Problem with a company's investigation into an existing problem 66
10.Problem with a credit reporting company's investigation into an existing problem 32

Complaints by Year

Year Complaints
2013 13
2014 54
2015 58
2016 62
2017 74
2018 96
2019 89
2020 126
2021 181
2022 130
2023 256
2024 569
2025 630
2026 152

Complaints by State (Top 15)

Texas 283
Florida 241
California 200
Pennsylvania 160
Georgia 158
New York 150
Illinois 146
Ohio 79
New Jersey 77
Arizona 72
North Carolina 64
Michigan 59
Maryland 59
Minnesota 51
South Carolina 47

Company Responses

Closed with explanation 2,476
Closed 14

What the CFPB Complaint Record Shows for Diversified Adjustment Service, Inc.

The CFPB Consumer Complaint Database has logged 2,490 complaints against Diversified Adjustment Service, Inc. overall, with 635 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Diversified Adjustment Service, Inc.'s timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Diversified Adjustment Service, Inc. have?

Diversified Adjustment Service, Inc. has 2,490 total consumer complaints filed with the CFPB, with 635 filed in the last 12 months.

Does Diversified Adjustment Service, Inc. respond to complaints on time?

Diversified Adjustment Service, Inc. has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Diversified Adjustment Service, Inc.?

The most complained-about product for Diversified Adjustment Service, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Diversified Adjustment Service, Inc.?

The most common issue reported by consumers about Diversified Adjustment Service, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Diversified Adjustment Service, Inc.?

You can file a complaint against Diversified Adjustment Service, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Diversified Adjustment Service, Inc.?

Consumers in 49 states and territories have filed complaints about Diversified Adjustment Service, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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