CFPB Consumer Complaint Profile

Diversified Adjustment Service, Inc.

What 2,490 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

2,490
Total complaints
635
Last 12 months
99.7%
Timely response
49
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Diversified Adjustment Service, Inc. has accumulated 2,490 complaints, placing it #182 by volume. It answers 99.7% of complaints on time - above the 93% median for companies with 100+ complaints.

#182
of 3,848 companies by volume
99.7%
answered on time
Debt collection
most-complained product
49
states with complaints
Diversified Adjustment Service, Inc. timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 665
Debt collection - I do not know 650
Debt collection - Telecommunications debt 488
Credit reporting or other personal consumer reports - Credit reporting 318
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 143
Debt collection - Other (i.e. phone, health club, etc.) 134
Debt collection - Credit card debt 32
Debt collection - Medical debt 25
Debt collection - Medical 6
Debt or credit management - Debt settlement 6

Top Issues

1.Attempts to collect debt not owed 951
2.Written notification about debt 364
3.Incorrect information on your report 242
4.False statements or representation 214
5.Communication tactics 154
6.Took or threatened to take negative or legal action 143
7.Improper use of your report 120
8.Cont'd attempts collect debt not owed 107
9.Problem with a company's investigation into an existing problem 66
10.Problem with a credit reporting company's investigation into an existing problem 32

Complaints by Year

Year Complaints
2013 13
2014 54
2015 58
2016 62
2017 74
2018 96
2019 89
2020 126
2021 181
2022 130
2023 256
2024 569
2025 630
2026 152

Complaints by State (Top 15)

Texas 283
Florida 241
California 200
Pennsylvania 160
Georgia 158
New York 150
Illinois 146
Ohio 79
New Jersey 77
Arizona 72
North Carolina 64
Michigan 59
Maryland 59
Minnesota 51
South Carolina 47

Company Responses

Closed with explanation 2,476
Closed 14

What the CFPB Complaint Record Shows for Diversified Adjustment Service, Inc.

The CFPB Consumer Complaint Database has logged 2,490 complaints against Diversified Adjustment Service, Inc. overall, with 635 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Diversified Adjustment Service, Inc. answers 99.7% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 23.4% of resolved cases, indicating how frequently the initial fix fell short. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Diversified Adjustment Service, Inc. have?

The CFPB has logged 2,490 complaints against Diversified Adjustment Service, Inc. to date, of which 635 came in over the last 12 months.

Does Diversified Adjustment Service, Inc. respond to complaints on time?

Diversified Adjustment Service, Inc. has a 99.7% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Diversified Adjustment Service, Inc.?

"Debt collection" draws more CFPB complaints against Diversified Adjustment Service, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Diversified Adjustment Service, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Diversified Adjustment Service, Inc.; the full issue list with counts is above.

How do I file a complaint against Diversified Adjustment Service, Inc.?

You can file a complaint against Diversified Adjustment Service, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Diversified Adjustment Service, Inc.?

Consumers in 49 states and territories have filed complaints about Diversified Adjustment Service, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026