CFPB Consumer Complaint Profile

College Ave Student Loan Servicing, LLC

What 183 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

183
Total complaints
54
Last 12 months
99.5%
Timely response
33
States affected

The verdict

College Ave Student Loan Servicing, LLC ranks #991 of 3,848 financial companies by CFPB complaint volume, with 183 complaints on record. It answers 99.5% of complaints on time — above the 93% median for companies with 100+ complaints.

#991
of 3,848 companies by volume
99.5%
answered on time
Student loan
most-complained product
33
states with complaints
College Ave Student Loan Servicing, LLC timely response rate 99.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Student loan — Private student loan 110
Credit reporting or other personal consumer reports — Credit reporting 41
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 18
Debt collection — Private student loan debt 5
Student loan — Federal student loan servicing 4
Debt collection — Credit card debt 1
Debt collection — Other debt 1
Credit card — General-purpose credit card or charge card 1
Debt collection — I do not know 1
Debt collection — Federal student loan debt 1

Top Issues

1.Dealing with your lender or servicer 59
2.Improper use of your report 36
3.Incorrect information on your report 27
4.Getting a loan 23
5.Struggling to repay your loan 17
6.Attempts to collect debt not owed 4
7.Issue with income share agreement 3
8.Problem with a company's investigation into an existing problem 3
9.Credit monitoring or identity theft protection services 2
10.Problem with fraud alerts or security freezes 2

Complaints by Year

Year Complaints
2017 2
2018 5
2019 6
2020 8
2021 10
2022 21
2023 26
2024 32
2025 65
2026 8

Complaints by State (Top 15)

California 23
Florida 16
Illinois 16
North Carolina 14
Pennsylvania 13
New York 11
Texas 10
Ohio 10
New Jersey 9
Massachusetts 8
Michigan 7
Georgia 6
Maryland 4
Minnesota 4
South Carolina 4

Company Responses

Closed with explanation 178
Closed with non-monetary relief 4
Closed with monetary relief 1

What the CFPB Complaint Record Shows for College Ave Student Loan Servicing, LLC

The CFPB Consumer Complaint Database has logged 183 complaints against College Ave Student Loan Servicing, LLC overall, with 54 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with your lender or servicer" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

College Ave Student Loan Servicing, LLC's timely response rate stands at 99.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 2.7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does College Ave Student Loan Servicing, LLC have?

College Ave Student Loan Servicing, LLC has 183 total consumer complaints filed with the CFPB, with 54 filed in the last 12 months.

Does College Ave Student Loan Servicing, LLC respond to complaints on time?

College Ave Student Loan Servicing, LLC has a 99.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for College Ave Student Loan Servicing, LLC?

The most complained-about product for College Ave Student Loan Servicing, LLC is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with College Ave Student Loan Servicing, LLC?

The most common issue reported by consumers about College Ave Student Loan Servicing, LLC is "Dealing with your lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against College Ave Student Loan Servicing, LLC?

You can file a complaint against College Ave Student Loan Servicing, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about College Ave Student Loan Servicing, LLC?

Consumers in 33 states and territories have filed complaints about College Ave Student Loan Servicing, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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