CFPB Consumer Complaint Profile

Credit Bureau of Farmington, Inc

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

14
Total complaints
Below average
1
Last 12 months
92.9%
Timely response
Bottom quartile
6
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Credit Bureau of Farmington, Inc places #3314 by volume. On response speed it sits at the 23rd percentile among companies with 100+ complaints.

Credit reporting, cr…
most-complained product
NM
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
Credit Bureau of Farmington, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 7.1%
Share of complaints closed with monetary or non-monetary relief

Credit Bureau of Farmington, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.9% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Debt collection - Medical debt 3
Debt collection - I do not know 2
Debt collection - Other debt 2
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.Incorrect information on your report 5
2.Attempts to collect debt not owed 3
3.Written notification about debt 2
4.Cont'd attempts collect debt not owed 1
5.False statements or representation 1
6.Problem with a credit reporting company's investigation into an existing problem 1
7.Communication tactics 1

Complaints by Year

Year Complaints
2015 1
2018 2
2020 5
2021 4
2022 1
2025 1

Complaints by State (Top 15)

New Mexico 9
Oklahoma 1
Florida 1
Georgia 1
California 1
Texas 1

Company Responses

Closed with explanation 13
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Credit Bureau of Farmington, Inc

The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Credit Bureau of Farmington, Inc, with consumers across the country filing against it. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Credit Bureau of Farmington, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Credit Bureau of Farmington, Inc have?

Credit Bureau of Farmington, Inc has 14 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Credit Bureau of Farmington, Inc respond to complaints on time?

CFPB complaints against Credit Bureau of Farmington, Inc draw a 92.9% timely-response rate inside the expected window.

What product generates the most complaints for Credit Bureau of Farmington, Inc?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Credit Bureau of Farmington, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Credit Bureau of Farmington, Inc?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Credit Bureau of Farmington, Inc - see all issues and counts above.

How do I file a complaint against Credit Bureau of Farmington, Inc?

You can file a complaint against Credit Bureau of Farmington, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit Bureau of Farmington, Inc?

Credit Bureau of Farmington, Inc has drawn CFPB complaints from 6 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Credit Bureau of Farmington, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.