CFPB Consumer Complaint Profile

Creditrepair.com, Inc.

Consumers have filed 26 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

26
Total complaints
Mid-range
0
Last 12 months
69.2%
Timely response
Bottom decile
13
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Creditrepair.com, Inc. has accumulated 26 complaints, placing it #2538 by volume. It posts a 69.2% on-time response rate, the 6th percentile among companies with 100+ complaints.

#2538
of 3,843 companies by volume
69.2%
on time (6th pctile)
Credit reporting, cr…
most-complained product
13
states with complaints
B-
PlainCredit Trust Score
65/100
Creditrepair.com, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 69.2%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 65.4%
Share of complaints closed with monetary or non-monetary relief

Creditrepair.com, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

69.2% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Creditrepair.com, Inc. timely response rate 69.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 17
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Credit reporting 2
Checking or savings account - Checking account 1
Other financial service - Credit repair 1

Top Issues

1.Fraud or scam 8
2.Improper use of your report 5
3.Confusing or misleading advertising or marketing 5
4.Unexpected or other fees 2
5.Excessive fees 1
6.Unable to get credit report/credit score 1
7.Managing an account 1
8.Customer service/Customer relations 1
9.Problem with customer service 1
10.Credit monitoring or identity protection 1

Complaints by Year

Year Complaints
2017 14
2018 5
2019 7

Complaints by State (Top 15)

North Carolina 5
Florida 3
New York 3
Connecticut 2
New Jersey 2
California 2
Texas 2
Nevada 1
Washington 1
Missouri 1
Indiana 1
Louisiana 1
Maryland 1

Company Responses

Closed with monetary relief 16
Closed with explanation 9
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Creditrepair.com, Inc.

Creditrepair.com, Inc. carries 26 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 13 states and territories have weighed in, giving this a geographically concentrated footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Fraud or scam" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Creditrepair.com, Inc. draw a 69.2% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 65.4%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Creditrepair.com, Inc. have?

Creditrepair.com, Inc. has 26 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Creditrepair.com, Inc. respond to complaints on time?

Creditrepair.com, Inc. has a 69.2% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Creditrepair.com, Inc.?

The most complained-about product for Creditrepair.com, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Creditrepair.com, Inc.?

"Fraud or scam" is the single most frequently cited issue in complaints against Creditrepair.com, Inc. - see all issues and counts above.

How do I file a complaint against Creditrepair.com, Inc.?

You can file a complaint against Creditrepair.com, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Creditrepair.com, Inc.?

Consumers in 13 states and territories have filed complaints about Creditrepair.com, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Creditrepair.com, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026