I.Q. DATA INTERNATIONAL, INC.

CFPB Consumer Complaint Profile

1,699
Total Complaints
0
Last 12 Months
100%
Timely Response
50
States Affected
I.Q. DATA INTERNATIONAL, INC. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 766
Debt collection — Other (i.e. phone, health club, etc.) 519
Debt collection — I do not know 229
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 108
Debt collection — Mortgage debt 37
Debt collection — Mortgage 15
Credit reporting 13
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 3
Debt collection — Medical debt 3
Consumer Loan — Installment loan 2

Top Issues

1.Attempts to collect debt not owed 357
2.Communication tactics 241
3.Cont'd attempts collect debt not owed 235
4.False statements or representation 226
5.Written notification about debt 196
6.Disclosure verification of debt 145
7.Took or threatened to take negative or legal action 115
8.Incorrect information on your report 78
9.Problem with a credit reporting company's investigation into an existing problem 31
10.Improper contact or sharing of info 22

Complaints by Year

Year Complaints
2013 22
2014 138
2015 160
2016 195
2017 269
2018 333
2019 356
2020 226

Complaints by State (Top 15)

Texas 319
California 254
Washington 153
Florida 144
Georgia 118
Nevada 80
Arizona 77
Colorado 62
North Carolina 39
Virginia 36
Illinois 35
Michigan 28
Oregon 27
Maryland 22
Louisiana 22

Company Responses

Closed with explanation 1,362
Closed with non-monetary relief 334
Closed with monetary relief 3

What the CFPB Complaint Record Shows for I.Q. DATA INTERNATIONAL, INC.

The CFPB Consumer Complaint Database has logged 1,699 complaints against I.Q. DATA INTERNATIONAL, INC. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 50 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

I.Q. DATA INTERNATIONAL, INC.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 20.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 19.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does I.Q. DATA INTERNATIONAL, INC. have?

I.Q. DATA INTERNATIONAL, INC. has 1,699 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does I.Q. DATA INTERNATIONAL, INC. respond to complaints on time?

I.Q. DATA INTERNATIONAL, INC. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for I.Q. DATA INTERNATIONAL, INC.?

The most complained-about product for I.Q. DATA INTERNATIONAL, INC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with I.Q. DATA INTERNATIONAL, INC.?

The most common issue reported by consumers about I.Q. DATA INTERNATIONAL, INC. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against I.Q. DATA INTERNATIONAL, INC.?

You can file a complaint against I.Q. DATA INTERNATIONAL, INC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about I.Q. DATA INTERNATIONAL, INC.?

Consumers in 50 states and territories have filed complaints about I.Q. DATA INTERNATIONAL, INC. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related