CFPB Consumer Complaint Profile

Dealer Funding, LLC

Behind the 27 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

27
Total complaints
Mid-range
0
Last 12 months
3.7%
Timely response
Bottom decile
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Dealer Funding, LLC sits at #2473, with 27 complaints logged. Its on-time response rate is 3.7%, the 0th percentile among companies with 100+ complaints.

#2473
of 3,843 companies by volume
3.7%
on time (0th pctile)
Credit reporting, cr…
most-complained product
11
states with complaints
D
PlainCredit Trust Score
45/100
Dealer Funding, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 3.7%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.7%
Share of complaints closed with monetary or non-monetary relief

Dealer Funding, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

3.7% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Dealer Funding, LLC timely response rate 3.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Debt collection - I do not know 4
Vehicle loan or lease - Loan 4
Consumer Loan - Vehicle loan 3
Debt collection - Auto 2
Debt collection - Auto debt 1
Consumer Loan - Vehicle lease 1
Credit reporting 1

Top Issues

1.Incorrect information on your report 10
2.Attempts to collect debt not owed 4
3.Managing the loan or lease 2
4.Problems when you are unable to pay 2
5.Problem with a credit reporting company's investigation into an existing problem 2
6.Problems at the end of the loan or lease 2
7.Cont'd attempts collect debt not owed 1
8.Written notification about debt 1
9.Communication tactics 1
10.Getting a loan or lease 1

Complaints by Year

Year Complaints
2015 1
2016 1
2017 14
2018 6
2019 1
2020 3
2021 1

Complaints by State (Top 15)

South Carolina 8
North Carolina 4
Florida 3
Georgia 3
Alabama 2
Virginia 2
Illinois 1
Texas 1
Mississippi 1
Pennsylvania 1
Louisiana 1

Company Responses

Untimely response 26
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Dealer Funding, LLC

The CFPB Consumer Complaint Database has logged 27 complaints against Dealer Funding, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Dealer Funding, LLC posts a 3.7% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 3.7% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Dealer Funding, LLC have?

Dealer Funding, LLC has 27 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Dealer Funding, LLC respond to complaints on time?

Dealer Funding, LLC has a 3.7% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Dealer Funding, LLC?

The most complained-about product for Dealer Funding, LLC is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Dealer Funding, LLC?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Dealer Funding, LLC - see all issues and counts above.

How do I file a complaint against Dealer Funding, LLC?

You can file a complaint against Dealer Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Dealer Funding, LLC?

The CFPB has recorded complaints against Dealer Funding, LLC from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Dealer Funding, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026