CFPB Consumer Complaint Profile

Duvera Billing Services, LLC

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

793
Total complaints
Among the highest
103
Last 12 months
97.6%
Timely response
Below median
42
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Duvera Billing Services, LLC sits at #385. On response speed it sits at the 44th percentile among companies with 100+ complaints.

Credit reporting or …
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
60/100
Duvera Billing Services, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.6%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.8%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.8%
Share of complaints closed with monetary or non-monetary relief

Duvera Billing Services, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.6% Around the middle higher than 44% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 178 in 2024 to 130 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 118
Payday loan, title loan, personal loan, or advance loan - Installment loan 111
Debt collection - I do not know 110
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 107
Debt collection - Other debt 83
Payday loan, title loan, or personal loan - Installment loan 83
Consumer Loan - Installment loan 33
Debt collection - Other (i.e. phone, health club, etc.) 22
Payday loan, title loan, or personal loan - Personal line of credit 15
Payday loan, title loan, or personal loan - Payday loan 14

Top Issues

1.Charged fees or interest you didn't expect 159
2.Attempts to collect debt not owed 127
3.Incorrect information on your report 116
4.Improper use of your report 43
5.False statements or representation 38
6.Problem with a company's investigation into an existing problem 35
7.Written notification about debt 33
8.Managing the loan or lease 32
9.Problem with a credit reporting company's investigation into an existing problem 30
10.Problem with the payoff process at the end of the loan 30

Complaints by Year

Year Complaints
2014 24
2015 35
2016 14
2017 20
2018 26
2019 39
2020 36
2021 67
2022 98
2023 108
2024 178
2025 130
2026year in progress 18

Complaints by State (Top 15)

California 110
Florida 84
Texas 82
Pennsylvania 70
New Jersey 64
Illinois 42
Arizona 38
Georgia 37
Nevada 33
Michigan 24
Virginia 23
North Carolina 19
Ohio 17
Wisconsin 12
Oregon 10

Company Responses

Closed with explanation 768
Closed with monetary relief 13
Closed with non-monetary relief 9
Closed 3

What the CFPB Complaint Record Shows for Duvera Billing Services, LLC

The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Duvera Billing Services, LLC, with consumers across the country filing against it. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Charged fees or interest you didn't expect" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Duvera Billing Services, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (11.8% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Duvera Billing Services, LLC have?

793 complaints have been filed against Duvera Billing Services, LLC with the CFPB overall - 103 of them in the past year.

Does Duvera Billing Services, LLC respond to complaints on time?

Duvera Billing Services, LLC's CFPB timely-response rate is 97.6%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Duvera Billing Services, LLC?

The most complained-about product for Duvera Billing Services, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Duvera Billing Services, LLC?

Consumers most often cite "Charged fees or interest you didn't expect" when complaining about Duvera Billing Services, LLC; the full issue list with counts is above.

How do I file a complaint against Duvera Billing Services, LLC?

You can file a complaint against Duvera Billing Services, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Duvera Billing Services, LLC?

The CFPB has recorded complaints against Duvera Billing Services, LLC from 42 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Duvera Billing Services, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.