CFPB Consumer Complaint Profile

E-Backgroundchecks.com, Inc.

49 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

49
Total complaints
Mid-range
7
Last 12 months
95.9%
Timely response
Below median
19
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, E-Backgroundchecks.com, Inc. has accumulated 49 complaints, placing it #1855 by volume. Its on-time response rate is 95.9%, the 33rd percentile among companies with 100+ complaints.

#1855
of 3,843 companies by volume
95.9%
on time (33rd pctile)
Credit reporting, cr…
most-complained product
19
states with complaints
C-
PlainCredit Trust Score
52/100
E-Backgroundchecks.com, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 95.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

E-Backgroundchecks.com, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.9% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

E-Backgroundchecks.com, Inc. timely response rate 95.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 25
Credit reporting or other personal consumer reports - Other personal consumer report 11
Credit reporting or other personal consumer reports - Credit reporting 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 5
Credit reporting 2

Top Issues

1.Incorrect information on your report 27
2.Improper use of your report 9
3.Problem with a company's investigation into an existing issue 3
4.Unable to get your credit report or credit score 3
5.Identity theft protection or other monitoring services 2
6.Problem with fraud alerts or security freezes 2
7.Incorrect information on credit report 2
8.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2016 2
2017 6
2018 6
2019 2
2020 2
2021 4
2022 5
2023 8
2024 6
2025 8

Complaints by State (Top 15)

Texas 9
Florida 9
Illinois 6
California 4
Colorado 2
Ohio 2
Kentucky 2
North Carolina 2
Pennsylvania 2
Arizona 2
South Carolina 1
Indiana 1
Oklahoma 1
Washington 1
Maryland 1

Company Responses

Closed with explanation 49

What the CFPB Complaint Record Shows for E-Backgroundchecks.com, Inc.

E-Backgroundchecks.com, Inc. carries 49 complaints in the CFPB's database, 7 of them filed within the past 12 months. Consumers spanning 19 states and territories have weighed in, giving this a multi-regional footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against E-Backgroundchecks.com, Inc. draw a 95.9% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does E-Backgroundchecks.com, Inc. have?

49 complaints have been filed against E-Backgroundchecks.com, Inc. with the CFPB overall - 7 of them in the past year.

Does E-Backgroundchecks.com, Inc. respond to complaints on time?

CFPB complaints against E-Backgroundchecks.com, Inc. draw a 95.9% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for E-Backgroundchecks.com, Inc.?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against E-Backgroundchecks.com, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with E-Backgroundchecks.com, Inc.?

The most common issue reported by consumers about E-Backgroundchecks.com, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against E-Backgroundchecks.com, Inc.?

You can file a complaint against E-Backgroundchecks.com, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about E-Backgroundchecks.com, Inc.?

E-Backgroundchecks.com, Inc. has drawn CFPB complaints from 19 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for E-Backgroundchecks.com, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026