CFPB Consumer Complaint Profile

Eagle Financial Services, Inc.

What 179 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

179
Total complaints
53
Last 12 months
100%
Timely response
14
States affected

The verdict

Eagle Financial Services, Inc. ranks #1007 of 3,848 financial companies by CFPB complaint volume, with 179 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#1007
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
14
states with complaints
Eagle Financial Services, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 31
Debt collection — I do not know 29
Payday loan, title loan, or personal loan — Installment loan 20
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 19
Payday loan, title loan, personal loan, or advance loan — Installment loan 13
Debt collection — Payday loan debt 12
Debt collection — Other debt 9
Payday loan, title loan, or personal loan — Payday loan 8
Payday loan, title loan, or personal loan — Personal line of credit 7
Consumer Loan — Installment loan 4

Top Issues

1.Incorrect information on your report 32
2.Struggling to pay your loan 22
3.Improper use of your report 17
4.Attempts to collect debt not owed 17
5.Took or threatened to take negative or legal action 16
6.Charged fees or interest you didn't expect 14
7.Problem with a credit reporting company's investigation into an existing problem 9
8.False statements or representation 7
9.Written notification about debt 6
10.Communication tactics 6

Complaints by Year

Year Complaints
2015 2
2016 7
2017 4
2018 19
2019 14
2020 5
2021 15
2022 7
2023 23
2024 18
2025 45
2026 20

Complaints by State (Top 15)

Ohio 111
Kentucky 33
Indiana 21
Texas 2
Michigan 2
West Virginia 1
Nevada 1
Wisconsin 1
Pennsylvania 1
North Carolina 1
Tennessee 1
Washington 1
Georgia 1
California 1

Company Responses

Closed with explanation 179

What the CFPB Complaint Record Shows for Eagle Financial Services, Inc.

The CFPB Consumer Complaint Database has logged 179 complaints against Eagle Financial Services, Inc. overall, with 53 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Eagle Financial Services, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 33.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Eagle Financial Services, Inc. have?

Eagle Financial Services, Inc. has 179 total consumer complaints filed with the CFPB, with 53 filed in the last 12 months.

Does Eagle Financial Services, Inc. respond to complaints on time?

Eagle Financial Services, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Eagle Financial Services, Inc.?

The most complained-about product for Eagle Financial Services, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Eagle Financial Services, Inc.?

The most common issue reported by consumers about Eagle Financial Services, Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Eagle Financial Services, Inc.?

You can file a complaint against Eagle Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Eagle Financial Services, Inc.?

Consumers in 14 states and territories have filed complaints about Eagle Financial Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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