CFPB Consumer Complaint Profile

Eagle Financial Services, Inc.

Behind the 179 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

179
Total complaints
Mid-range
53
Last 12 months
100%
Timely response
Top decile
14
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Eagle Financial Services, Inc. ranks #1005 of 3,843 financial companies by CFPB complaint volume, with 179 complaints on record. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#1005
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting or …
most-complained product
14
states with complaints
D
PlainCredit Trust Score
43/100
Eagle Financial Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 33.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Eagle Financial Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 18 in 2024 to 45 in 2025 (2024 → 2025).

See the full year-over-year release diff

Eagle Financial Services, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 31
Debt collection - I do not know 29
Payday loan, title loan, or personal loan - Installment loan 20
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 19
Payday loan, title loan, personal loan, or advance loan - Installment loan 13
Debt collection - Payday loan debt 12
Debt collection - Other debt 9
Payday loan, title loan, or personal loan - Payday loan 8
Payday loan, title loan, or personal loan - Personal line of credit 7
Consumer Loan - Installment loan 4

Top Issues

1.Incorrect information on your report 32
2.Struggling to pay your loan 22
3.Improper use of your report 17
4.Attempts to collect debt not owed 17
5.Took or threatened to take negative or legal action 16
6.Charged fees or interest you didn't expect 14
7.Problem with a credit reporting company's investigation into an existing problem 9
8.False statements or representation 7
9.Written notification about debt 6
10.Communication tactics 6

Complaints by Year

Year Complaints
2015 2
2016 7
2017 4
2018 19
2019 14
2020 5
2021 15
2022 7
2023 23
2024 18
2025 45
2026year in progress 20

Complaints by State (Top 15)

Ohio 111
Kentucky 33
Indiana 21
Texas 2
Michigan 2
West Virginia 1
Nevada 1
Wisconsin 1
Pennsylvania 1
North Carolina 1
Tennessee 1
Washington 1
Georgia 1
California 1

Company Responses

Closed with explanation 179

What the CFPB Complaint Record Shows for Eagle Financial Services, Inc.

The CFPB Consumer Complaint Database has logged 179 complaints against Eagle Financial Services, Inc. overall, with 53 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Eagle Financial Services, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 33.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Eagle Financial Services, Inc. have?

The CFPB has logged 179 complaints against Eagle Financial Services, Inc. to date, of which 53 came in over the last 12 months.

Does Eagle Financial Services, Inc. respond to complaints on time?

Eagle Financial Services, Inc.'s CFPB timely-response rate is 100%. That is a strong response record by CFPB standards.

What product generates the most complaints for Eagle Financial Services, Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Eagle Financial Services, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Eagle Financial Services, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Eagle Financial Services, Inc.; the full issue list with counts is above.

How do I file a complaint against Eagle Financial Services, Inc.?

You can file a complaint against Eagle Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Eagle Financial Services, Inc.?

Eagle Financial Services, Inc. has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Eagle Financial Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (33.3% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026