CFPB Consumer Complaint Profile

EDvantage LLC

What 73 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

73
Total complaints
16
Last 12 months
91.8%
Timely response
20
States affected

The verdict

EDvantage LLC ranks #1526 of 3,848 financial companies by CFPB complaint volume, with 73 complaints on record. It answers 91.8% of complaints on time — below the 93% median for companies with 100+ complaints.

#1526
of 3,848 companies by volume
91.8%
answered on time
Student loan
most-complained product
20
states with complaints
EDvantage LLC timely response rate 91.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Student loan — Private student loan 25
Student loan — Non-federal student loan 13
Debt collection — Private student loan debt 10
Debt collection — I do not know 8
Student loan — Federal student loan servicing 8
Debt collection — Non-federal student loan 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Credit reporting or other personal consumer reports — Credit reporting 2
Debt or credit management — Student loan debt relief 1
Debt collection — Federal student loan debt 1

Top Issues

1.Dealing with your lender or servicer 21
2.Took or threatened to take negative or legal action 8
3.Can't repay my loan 6
4.Getting a loan 6
5.Attempts to collect debt not owed 6
6.Dealing with my lender or servicer 6
7.Struggling to repay your loan 6
8.Communication tactics 4
9.False statements or representation 2
10.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2013 2
2014 2
2015 6
2016 4
2017 2
2018 7
2019 6
2020 5
2021 3
2022 6
2023 3
2024 6
2025 19
2026 2

Complaints by State (Top 15)

California 15
Florida 13
Texas 10
North Carolina 5
Virginia 4
Massachusetts 3
Colorado 3
Illinois 2
Ohio 2
New York 2
Michigan 2
New Jersey 2
Louisiana 2
Utah 1
South Carolina 1

Company Responses

Closed with explanation 72
Closed with monetary relief 1

What the CFPB Complaint Record Shows for EDvantage LLC

The CFPB Consumer Complaint Database has logged 73 complaints against EDvantage LLC overall, with 16 of those filed in the trailing 12 months. Reports have come from consumers in 20 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Dealing with your lender or servicer" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

EDvantage LLC's timely response rate stands at 91.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does EDvantage LLC have?

EDvantage LLC has 73 total consumer complaints filed with the CFPB, with 16 filed in the last 12 months.

Does EDvantage LLC respond to complaints on time?

EDvantage LLC has a 91.8% timely response rate to CFPB complaints.

What product generates the most complaints for EDvantage LLC?

The most complained-about product for EDvantage LLC is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with EDvantage LLC?

The most common issue reported by consumers about EDvantage LLC is "Dealing with your lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against EDvantage LLC?

You can file a complaint against EDvantage LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about EDvantage LLC?

Consumers in 20 states and territories have filed complaints about EDvantage LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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