CFPB Consumer Complaint Profile

EDvantage LLC

Behind the 73 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

73
Total complaints
Mid-range
16
Last 12 months
91.8%
Timely response
Bottom quartile
20
States affected

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The verdict

EDvantage LLC ranks #1525 of 3,843 financial companies by CFPB complaint volume, with 73 complaints on record. On-time replies land at 91.8%, the 21st percentile for the 100+ complaint peer group.

#1525
of 3,843 companies by volume
91.8%
on time (21st pctile)
Student loan
most-complained product
20
states with complaints
C+
PlainCredit Trust Score
60/100
EDvantage LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.8%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.4%
Share of complaints closed with monetary or non-monetary relief

EDvantage LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.8% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 6 in 2024 to 19 in 2025 (2024 → 2025).

See the full year-over-year release diff

EDvantage LLC timely response rate 91.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Student loan - Private student loan 25
Student loan - Non-federal student loan 13
Debt collection - Private student loan debt 10
Debt collection - I do not know 8
Student loan - Federal student loan servicing 8
Debt collection - Non-federal student loan 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt or credit management - Student loan debt relief 1
Debt collection - Federal student loan debt 1

Top Issues

1.Dealing with your lender or servicer 21
2.Took or threatened to take negative or legal action 8
3.Can't repay my loan 6
4.Getting a loan 6
5.Attempts to collect debt not owed 6
6.Dealing with my lender or servicer 6
7.Struggling to repay your loan 6
8.Communication tactics 4
9.False statements or representation 2
10.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2013 2
2014 2
2015 6
2016 4
2017 2
2018 7
2019 6
2020 5
2021 3
2022 6
2023 3
2024 6
2025 19
2026year in progress 2

Complaints by State (Top 15)

California 15
Florida 13
Texas 10
North Carolina 5
Virginia 4
Massachusetts 3
Colorado 3
Illinois 2
Ohio 2
New York 2
Michigan 2
New Jersey 2
Louisiana 2
Utah 1
South Carolina 1

Company Responses

Closed with explanation 72
Closed with monetary relief 1

What the CFPB Complaint Record Shows for EDvantage LLC

73 complaints against EDvantage LLC appear in the CFPB record, including 16 from the trailing year. The 20 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Dealing with your lender or servicer," a reasonable starting point for understanding recurring friction.

EDvantage LLC's timely response rate stands at 91.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 1.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does EDvantage LLC have?

73 complaints have been filed against EDvantage LLC with the CFPB overall - 16 of them in the past year.

Does EDvantage LLC respond to complaints on time?

EDvantage LLC has a 91.8% timely response rate to CFPB complaints.

What product generates the most complaints for EDvantage LLC?

"Student loan" draws more CFPB complaints against EDvantage LLC than any other product - see the full breakdown above.

What is the most common complaint issue with EDvantage LLC?

The most common issue reported by consumers about EDvantage LLC is "Dealing with your lender or servicer." All complaint issues are listed above with their counts.

How do I file a complaint against EDvantage LLC?

You can file a complaint against EDvantage LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about EDvantage LLC?

The CFPB has recorded complaints against EDvantage LLC from 20 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for EDvantage LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026