CFPB Consumer Complaint Profile

Fbc Mortgage, LLC

78 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

78
Total complaints
Mid-range
0
Last 12 months
85.9%
Timely response
Bottom quartile
21
States affected

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The verdict

Fbc Mortgage, LLC ranks #1485 of 3,843 financial companies by CFPB complaint volume, with 78 complaints on record. It posts a 85.9% on-time response rate, the 13th percentile among companies with 100+ complaints.

#1485
of 3,843 companies by volume
85.9%
on time (13th pctile)
Mortgage
most-complained product
21
states with complaints
F
PlainCredit Trust Score
31/100
Fbc Mortgage, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 85.9%
Share of complaints answered within the CFPB response window
Dispute Rate D 17.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Fbc Mortgage, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

85.9% Among the lowest higher than 13% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Fbc Mortgage, LLC timely response rate 85.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 21
Mortgage - FHA mortgage 19
Mortgage - VA mortgage 13
Mortgage - Conventional fixed mortgage 12
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 7
Mortgage - Other mortgage 3
Mortgage - Conventional adjustable mortgage (ARM) 1
Mortgage - Other type of mortgage 1
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Trouble during payment process 15
2.Applying for a mortgage or refinancing an existing mortgage 13
3.Closing on a mortgage 8
4.Struggling to pay mortgage 7
5.Application, originator, mortgage broker 7
6.Incorrect information on your report 7
7.Loan servicing, payments, escrow account 7
8.Loan modification,collection,foreclosure 4
9.Settlement process and costs 4
10.Improper use of your report 4

Complaints by Year

Year Complaints
2015 7
2016 9
2017 15
2018 17
2019 8
2020 5
2021 5
2022 9
2023 3

Complaints by State (Top 15)

Florida 45
Colorado 3
Pennsylvania 3
California 3
North Carolina 3
Georgia 3
Michigan 2
Washington 2
Arizona 2
South Carolina 1
Ohio 1
Kentucky 1
Maine 1
Connecticut 1
Massachusetts 1

Company Responses

Closed with explanation 78

What the CFPB Complaint Record Shows for Fbc Mortgage, LLC

Fbc Mortgage, LLC carries 78 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 21 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Trouble during payment process" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Fbc Mortgage, LLC draw a 85.9% reply rate inside the Bureau's 15-day window. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 17.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Fbc Mortgage, LLC have?

Fbc Mortgage, LLC has 78 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Fbc Mortgage, LLC respond to complaints on time?

Fbc Mortgage, LLC's CFPB timely-response rate is 85.9%.

What product generates the most complaints for Fbc Mortgage, LLC?

Among all products tied to Fbc Mortgage, LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Fbc Mortgage, LLC?

Consumers most often cite "Trouble during payment process" when complaining about Fbc Mortgage, LLC; the full issue list with counts is above.

How do I file a complaint against Fbc Mortgage, LLC?

You can file a complaint against Fbc Mortgage, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fbc Mortgage, LLC?

Consumers in 21 states and territories have filed complaints about Fbc Mortgage, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Fbc Mortgage, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (17.4% here).

Source: CFPB Consumer Complaint Database Data through March 2026