CFPB Consumer Complaint Profile

Fedloan Help

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

51
Total complaints
Mid-range
0
Last 12 months
23.5%
Timely response
Bottom decile
24
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Fedloan Help places #1807 by volume. Its on-time response record is at the 1st percentile among companies with 100+ complaints.

Student loan
most-complained product
NJ
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
45/100
Fedloan Help · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 23.5%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 15.7%
Share of complaints closed with monetary or non-monetary relief

Fedloan Help vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

23.5% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Student loan - Federal student loan servicing 35
Other financial service - Debt settlement 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Student loan - Private student loan 3
Money transfer, virtual currency, or money service - Debt settlement 1
Bank account or service - Checking account 1

Top Issues

1.Dealing with your lender or servicer 23
2.Dealing with my lender or servicer 9
3.Incorrect information on your report 4
4.Fraud or scam 4
5.Getting a loan 3
6.Unexpected/Other fees 2
7.Struggling to repay your loan 2
8.Customer service/Customer relations 1
9.Problem with a credit reporting company's investigation into an existing problem 1
10.Advertising and marketing 1

Complaints by Year

Year Complaints
2016 9
2017 27
2018 8
2019 7

Complaints by State (Top 15)

New Jersey 8
New York 5
Michigan 4
South Dakota 3
Massachusetts 3
Colorado 2
Texas 2
California 2
Idaho 2
North Carolina 2
South Carolina 2
Virginia 2
Missouri 1
Nebraska 1
Maryland 1

Company Responses

Untimely response 36
Closed with monetary relief 8
Closed with explanation 6
Closed 1

What the CFPB Complaint Record Shows for Fedloan Help

The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Fedloan Help, with consumers across the country filing against it. "Student loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Dealing with your lender or servicer," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Fedloan Help: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (11.8% here).

Also handles Student loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Fedloan Help have?

Fedloan Help has 51 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Fedloan Help respond to complaints on time?

Fedloan Help's CFPB timely-response rate is 23.5%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Fedloan Help?

The most complained-about product for Fedloan Help is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Fedloan Help?

Consumers most often cite "Dealing with your lender or servicer" when complaining about Fedloan Help; the full issue list with counts is above.

How do I file a complaint against Fedloan Help?

You can file a complaint against Fedloan Help directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fedloan Help?

Consumers in 24 states and territories have filed complaints about Fedloan Help with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Fedloan Help's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.