CFPB Consumer Complaint Profile

First American Financial Corporation

What 248 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

248
Total complaints
19
Last 12 months
100%
Timely response
38
States affected

The verdict

First American Financial Corporation ranks #792 of 3,848 financial companies by CFPB complaint volume, with 248 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#792
of 3,848 companies by volume
100%
answered on time
Mortgage
most-complained product
38
states with complaints
First American Financial Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Mortgage — Conventional home mortgage 52
Mortgage — Other mortgage 51
Mortgage — Other type of mortgage 27
Mortgage — Conventional fixed mortgage 19
Mortgage — VA mortgage 15
Mortgage — FHA mortgage 13
Mortgage — Conventional adjustable mortgage (ARM) 10
Debt collection — Mortgage debt 10
Money transfer, virtual currency, or money service — Domestic (US) money transfer 7
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 6

Top Issues

1.Closing on a mortgage 55
2.Loan servicing, payments, escrow account 34
3.Loan modification,collection,foreclosure 24
4.Trouble during payment process 23
5.Struggling to pay mortgage 17
6.Settlement process and costs 14
7.Application, originator, mortgage broker 11
8.Applying for a mortgage or refinancing an existing mortgage 10
9.False statements or representation 6
10.Problem with a company's investigation into an existing issue 5

Complaints by Year

Year Complaints
2013 9
2014 28
2015 22
2016 31
2017 40
2018 23
2019 15
2020 11
2021 11
2022 11
2023 10
2024 17
2025 19
2026 1

Complaints by State (Top 15)

California 74
Nevada 22
Florida 18
Texas 13
Arizona 13
Michigan 11
Washington 10
Illinois 8
New York 6
Maryland 6
Georgia 5
District of Columbia 4
Oregon 4
Utah 4
Pennsylvania 4

Company Responses

Closed with explanation 246
Closed with monetary relief 2

What the CFPB Complaint Record Shows for First American Financial Corporation

The CFPB Consumer Complaint Database has logged 248 complaints against First American Financial Corporation overall, with 19 of those filed in the trailing 12 months. Reports have come from consumers in 38 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Closing on a mortgage" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

First American Financial Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 23.8% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First American Financial Corporation have?

First American Financial Corporation has 248 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.

Does First American Financial Corporation respond to complaints on time?

First American Financial Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for First American Financial Corporation?

The most complained-about product for First American Financial Corporation is "Mortgage." You can view the full product breakdown on this page.

What is the most common complaint issue with First American Financial Corporation?

The most common issue reported by consumers about First American Financial Corporation is "Closing on a mortgage." All complaint issues are listed above with their counts.

How do I file a complaint against First American Financial Corporation?

You can file a complaint against First American Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First American Financial Corporation?

Consumers in 38 states and territories have filed complaints about First American Financial Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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