CFPB Consumer Complaint Profile

First American Financial Corporation

248 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

248
Total complaints
Above average
19
Last 12 months
100%
Timely response
Top decile
38
States affected

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The verdict

248 CFPB complaints put First American Financial Corporation at #790 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#790
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
38
states with complaints
C
PlainCredit Trust Score
56/100
First American Financial Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 23.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.8%
Share of complaints closed with monetary or non-monetary relief

First American Financial Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

First American Financial Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional home mortgage 52
Mortgage - Other mortgage 51
Mortgage - Other type of mortgage 27
Mortgage - Conventional fixed mortgage 19
Mortgage - VA mortgage 15
Mortgage - FHA mortgage 13
Mortgage - Conventional adjustable mortgage (ARM) 10
Debt collection - Mortgage debt 10
Money transfer, virtual currency, or money service - Domestic (US) money transfer 7
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 6

Top Issues

1.Closing on a mortgage 55
2.Loan servicing, payments, escrow account 34
3.Loan modification,collection,foreclosure 24
4.Trouble during payment process 23
5.Struggling to pay mortgage 17
6.Settlement process and costs 14
7.Application, originator, mortgage broker 11
8.Applying for a mortgage or refinancing an existing mortgage 10
9.False statements or representation 6
10.Problem with a company's investigation into an existing issue 5

Complaints by Year

Year Complaints
2013 9
2014 28
2015 22
2016 31
2017 40
2018 23
2019 15
2020 11
2021 11
2022 11
2023 10
2024 17
2025 19
2026year in progress 1

Complaints by State (Top 15)

California 74
Nevada 22
Florida 18
Texas 13
Arizona 13
Michigan 11
Washington 10
Illinois 8
New York 6
Maryland 6
Georgia 5
District of Columbia 4
Oregon 4
Utah 4
Pennsylvania 4

Company Responses

Closed with explanation 246
Closed with monetary relief 2

What the CFPB Complaint Record Shows for First American Financial Corporation

248 complaints against First American Financial Corporation appear in the CFPB record, including 19 from the trailing year. The 38 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Closing on a mortgage," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against First American Financial Corporation draw a 100% reply rate inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 23.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First American Financial Corporation have?

The CFPB has logged 248 complaints against First American Financial Corporation to date, of which 19 came in over the last 12 months.

Does First American Financial Corporation respond to complaints on time?

First American Financial Corporation's CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for First American Financial Corporation?

"Mortgage" draws more CFPB complaints against First American Financial Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with First American Financial Corporation?

Consumers most often cite "Closing on a mortgage" when complaining about First American Financial Corporation; the full issue list with counts is above.

How do I file a complaint against First American Financial Corporation?

You can file a complaint against First American Financial Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First American Financial Corporation?

Consumers in 38 states and territories have filed complaints about First American Financial Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First American Financial Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (23.8% here).

Source: CFPB Consumer Complaint Database Data through March 2026