CFPB Consumer Complaint Profile

First Mortgage Company

Behind the 26 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

26
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
10
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

26 CFPB complaints put First Mortgage Company at #2538 out of 3,843 financial companies ranked by complaint volume. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.

#2538
of 3,843 companies by volume
100%
on time (86th pctile)
Mortgage
most-complained product
10
states with complaints
A-
PlainCredit Trust Score
83/100
First Mortgage Company · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.3%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 15.4%
Share of complaints closed with monetary or non-monetary relief

First Mortgage Company vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

First Mortgage Company timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 10
Mortgage - Conventional home mortgage 10
Mortgage - FHA mortgage 5
Mortgage - Other mortgage 1

Top Issues

1.Application, originator, mortgage broker 7
2.Trouble during payment process 7
3.Loan servicing, payments, escrow account 5
4.Closing on a mortgage 2
5.Settlement process and costs 2
6.Loan modification,collection,foreclosure 2
7.Applying for a mortgage or refinancing an existing mortgage 1

Complaints by Year

Year Complaints
2012 1
2013 1
2014 1
2015 4
2016 9
2017 4
2021 6

Complaints by State (Top 15)

North Carolina 6
New Mexico 6
Oklahoma 3
Iowa 3
Texas 3
Arizona 1
Colorado 1
Idaho 1
Michigan 1
Missouri 1

Company Responses

Closed with explanation 22
Closed with monetary relief 4

What the CFPB Complaint Record Shows for First Mortgage Company

26 complaints against First Mortgage Company appear in the CFPB record, including 0 from the trailing year. The 10 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Mortgage," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Application, originator, mortgage broker" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, First Mortgage Company posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 6.3% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 15.4% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does First Mortgage Company have?

26 complaints have been filed against First Mortgage Company with the CFPB overall - 0 of them in the past year.

Does First Mortgage Company respond to complaints on time?

CFPB complaints against First Mortgage Company draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for First Mortgage Company?

Among all products tied to First Mortgage Company, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with First Mortgage Company?

Consumers most often cite "Application, originator, mortgage broker" when complaining about First Mortgage Company; the full issue list with counts is above.

How do I file a complaint against First Mortgage Company?

You can file a complaint against First Mortgage Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about First Mortgage Company?

The CFPB has recorded complaints against First Mortgage Company from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for First Mortgage Company: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6.3% here).

Source: CFPB Consumer Complaint Database Data through March 2026