CFPB Consumer Complaint Profile
Go Capital Holdings, LLC
Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 205
- Total complaints
- Above average
- 68
- Last 12 months
- 95.6%
- Timely response
- Below median
- 29
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Go Capital Holdings, LLC places #912 by volume. For answering complaints on time it stands at the 32nd percentile in the 100+ complaint peer group.
- Credit reporting or …
- most-complained product
- GA
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Go Capital Holdings, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
95.6% Around the middle higher than 32% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 9 in 2024 to 48 in 2025 (2024 → 2025).
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 6 |
| 2016 | 20 |
| 2017 | 23 |
| 2018 | 18 |
| 2019 | 11 |
| 2020 | 9 |
| 2021 | 17 |
| 2022 | 10 |
| 2023 | 7 |
| 2024 | 9 |
| 2025 | 48 |
| 2026year in progress | 27 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Go Capital Holdings, LLC
Go Capital Holdings, LLC draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Improper use of your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Go Capital Holdings, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (14.8% here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Go Capital Holdings, LLC have?
Go Capital Holdings, LLC has 205 total consumer complaints filed with the CFPB, with 68 filed in the last 12 months.
Does Go Capital Holdings, LLC respond to complaints on time?
CFPB complaints against Go Capital Holdings, LLC draw a 95.6% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for Go Capital Holdings, LLC?
The most complained-about product for Go Capital Holdings, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.
What is the most common complaint issue with Go Capital Holdings, LLC?
"Improper use of your report" is the single most frequently cited issue in complaints against Go Capital Holdings, LLC - see all issues and counts above.
How do I file a complaint against Go Capital Holdings, LLC?
You can file a complaint against Go Capital Holdings, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Go Capital Holdings, LLC?
The CFPB has recorded complaints against Go Capital Holdings, LLC from 29 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.