CFPB Consumer Complaint Profile

Greater Suburban Acceptance Corporation

What 18 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

18
Total complaints
5
Last 12 months
88.9%
Timely response
4
States affected

The verdict

Greater Suburban Acceptance Corporation ranks #3008 of 3,848 financial companies by CFPB complaint volume, with 18 complaints on record. It answers 88.9% of complaints on time — below the 93% median for companies with 100+ complaints.

#3008
of 3,848 companies by volume
88.9%
answered on time
Credit reporting or …
most-complained product
4
states with complaints
Greater Suburban Acceptance Corporation timely response rate 88.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 6
Vehicle loan or lease — Loan 4
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 3
Consumer Loan — Vehicle loan 2
Debt collection — Auto 1
Debt collection — Auto debt 1
Credit card or prepaid card — General-purpose credit card or charge card 1

Top Issues

1.Incorrect information on your report 5
2.Improper use of your report 3
3.Problems when you are unable to pay 2
4.Getting a loan or lease 2
5.Repossession 2
6.Cont'd attempts collect debt not owed 1
7.Problem with a credit reporting company's investigation into an existing problem 1
8.Attempts to collect debt not owed 1
9.Problem when making payments 1

Complaints by Year

Year Complaints
2015 1
2016 1
2017 1
2021 3
2022 1
2023 1
2024 4
2025 6

Complaints by State (Top 15)

Illinois 15
Indiana 1
Iowa 1
Texas 1

Company Responses

Closed with explanation 15
Closed 2
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Greater Suburban Acceptance Corporation

The CFPB Consumer Complaint Database has logged 18 complaints against Greater Suburban Acceptance Corporation overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 4 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Greater Suburban Acceptance Corporation's timely response rate stands at 88.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 33.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 5.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Greater Suburban Acceptance Corporation have?

Greater Suburban Acceptance Corporation has 18 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does Greater Suburban Acceptance Corporation respond to complaints on time?

Greater Suburban Acceptance Corporation has a 88.9% timely response rate to CFPB complaints.

What product generates the most complaints for Greater Suburban Acceptance Corporation?

The most complained-about product for Greater Suburban Acceptance Corporation is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Greater Suburban Acceptance Corporation?

The most common issue reported by consumers about Greater Suburban Acceptance Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Greater Suburban Acceptance Corporation?

You can file a complaint against Greater Suburban Acceptance Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Greater Suburban Acceptance Corporation?

Consumers in 4 states and territories have filed complaints about Greater Suburban Acceptance Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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