CFPB Consumer Complaint Profile

Home Servicing LLC

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

27
Total complaints
Mid-range
0
Last 12 months
81.5%
Timely response
Bottom quartile
14
States affected

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The verdict

Home Servicing LLC ranks #2473 of 3,843 financial companies by CFPB complaint volume. For answering complaints on time it stands at the 10th percentile in the 100+ complaint peer group.

Mortgage
most-complained product
NY
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
21/100
Home Servicing LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 81.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Home Servicing LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

81.5% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Mortgage - Conventional fixed mortgage 9
Mortgage - Other mortgage 8
Mortgage - Conventional adjustable mortgage (ARM) 3
Mortgage - FHA mortgage 3
Mortgage - Other type of mortgage 1
Debt collection - Mortgage 1
Mortgage - Home equity loan or line of credit 1
Mortgage - Home equity loan or line of credit (HELOC) 1

Top Issues

1.Loan servicing, payments, escrow account 9
2.Loan modification,collection,foreclosure 7
3.Credit decision / Underwriting 3
4.Application, originator, mortgage broker 2
5.Other 2
6.Trouble during payment process 1
7.Disclosure verification of debt 1
8.Struggling to pay mortgage 1
9.Settlement process and costs 1

Complaints by Year

Year Complaints
2012 2
2013 2
2014 5
2015 3
2016 8
2017 7

Complaints by State (Top 15)

New York 7
Georgia 4
Florida 3
California 2
South Carolina 2
North Carolina 1
Delaware 1
Michigan 1
Alabama 1
Massachusetts 1
New Jersey 1
Missouri 1
Ohio 1
Texas 1

Company Responses

Closed with explanation 24
Closed 3

What the CFPB Complaint Record Shows for Home Servicing LLC

Home Servicing LLC draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Inside that category, "Loan servicing, payments, escrow account" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Home Servicing LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Home Servicing LLC have?

The CFPB has logged 27 complaints against Home Servicing LLC to date, of which 0 came in over the last 12 months.

Does Home Servicing LLC respond to complaints on time?

CFPB complaints against Home Servicing LLC draw a 81.5% timely-response rate inside the expected window.

What product generates the most complaints for Home Servicing LLC?

Among all products tied to Home Servicing LLC, "Mortgage" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Home Servicing LLC?

The most common issue reported by consumers about Home Servicing LLC is "Loan servicing, payments, escrow account." All complaint issues are listed above with their counts.

How do I file a complaint against Home Servicing LLC?

You can file a complaint against Home Servicing LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Home Servicing LLC?

The CFPB has recorded complaints against Home Servicing LLC from 14 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Home Servicing LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.