CFPB Consumer Complaint Profile

Informative Research

Consumers have filed 222 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

222
Total complaints
Above average
39
Last 12 months
100%
Timely response
Top decile
36
States affected

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The verdict

222 CFPB complaints put Informative Research at #855 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#855
of 3,843 companies by volume
100%
on time (86th pctile)
Credit reporting, cr…
most-complained product
36
states with complaints
B-
PlainCredit Trust Score
66/100
Informative Research · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Informative Research vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Informative Research timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 117
Credit reporting or other personal consumer reports - Credit reporting 83
Credit reporting 8
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 4
Mortgage - Conventional home mortgage 3
Mortgage - FHA mortgage 3
Debt collection - I do not know 1
Debt or credit management - Credit repair services 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Mortgage - Other type of mortgage 1

Top Issues

1.Improper use of your report 154
2.Incorrect information on your report 34
3.Problem with a credit reporting company's investigation into an existing problem 10
4.Incorrect information on credit report 7
5.Problem with a company's investigation into an existing problem 4
6.Applying for a mortgage or refinancing an existing mortgage 4
7.Unable to get your credit report or credit score 2
8.Problem with fraud alerts or security freezes 2
9.Attempts to collect debt not owed 1
10.Confusing or misleading advertising or marketing 1

Complaints by Year

Year Complaints
2015 3
2016 4
2017 10
2018 19
2019 17
2020 12
2021 22
2022 26
2023 33
2024 31
2025 36
2026year in progress 9

Complaints by State (Top 15)

Texas 32
Georgia 30
California 27
Illinois 15
Florida 13
Pennsylvania 10
Alabama 9
Nevada 8
Virginia 8
Mississippi 8
North Carolina 7
South Carolina 6
Maryland 4
Washington 4
Michigan 3

Company Responses

Closed with explanation 222

What the CFPB Complaint Record Shows for Informative Research

Informative Research carries 222 complaints in the CFPB's database, 39 of them filed within the past 12 months. Consumers spanning 36 states and territories have weighed in, giving this a multi-regional footprint. "Credit reporting, credit repair services, or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.

Informative Research's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Informative Research have?

Informative Research has 222 total consumer complaints filed with the CFPB, with 39 filed in the last 12 months.

Does Informative Research respond to complaints on time?

CFPB complaints against Informative Research draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Informative Research?

The most complained-about product for Informative Research is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Informative Research?

The most common issue reported by consumers about Informative Research is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against Informative Research?

You can file a complaint against Informative Research directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Informative Research?

The CFPB has recorded complaints against Informative Research from 36 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Informative Research: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Informative Research have?

Informative Research has 222 total consumer complaints filed with the CFPB, with 39 filed in the last 12 months.

Does Informative Research respond to complaints on time?

CFPB complaints against Informative Research draw a 100% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Informative Research?

The most complained-about product for Informative Research is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Informative Research?

The most common issue reported by consumers about Informative Research is "Improper use of your report." All complaint issues are listed above with their counts.

How do I file a complaint against Informative Research?

You can file a complaint against Informative Research directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Informative Research?

The CFPB has recorded complaints against Informative Research from 36 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Informative Research's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.