CFPB Consumer Complaint Profile

Insikt, Inc.

Consumers have filed 58 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

58
Total complaints
Mid-range
12
Last 12 months
39.7%
Timely response
Bottom decile
14
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Insikt, Inc. sits at #1697, with 58 complaints logged. Its on-time response rate is 39.7%, the 2nd percentile among companies with 100+ complaints.

#1697
of 3,843 companies by volume
39.7%
on time (2nd pctile)
Credit reporting, cr…
most-complained product
14
states with complaints
C-
PlainCredit Trust Score
51/100
Insikt, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 39.7%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate B- 6.9%
Share of complaints closed with monetary or non-monetary relief

Insikt, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

39.7% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Insikt, Inc. timely response rate 39.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 17
Credit reporting or other personal consumer reports - Credit reporting 11
Debt collection - I do not know 5
Payday loan, title loan, or personal loan - Payday loan 5
Credit reporting or other personal consumer reports - Other personal consumer report 4
Payday loan, title loan, or personal loan - Installment loan 4
Payday loan, title loan, or personal loan - Personal line of credit 2
Debt collection - Payday loan debt 2
Debt collection - Other debt 1
Checking or savings account - Checking account 1

Top Issues

1.Improper use of your report 13
2.Incorrect information on your report 12
3.Attempts to collect debt not owed 6
4.Credit monitoring or identity theft protection services 4
5.Getting the loan 3
6.Identity theft protection or other monitoring services 2
7.Getting a line of credit 2
8.Can't contact lender or servicer 2
9.Charged fees or interest you didn't expect 2
10.Cont'd attempts collect debt not owed 1

Complaints by Year

Year Complaints
2016 2
2018 6
2019 8
2020 7
2021 8
2022 5
2023 2
2024 8
2025 7
2026year in progress 5

Complaints by State (Top 15)

California 25
Texas 8
Illinois 5
North Carolina 5
Arizona 4
Georgia 3
Maryland 1
Tennessee 1
Alabama 1
Indiana 1
New York 1
Louisiana 1
Pennsylvania 1
Virginia 1

Company Responses

Untimely response 35
Closed with explanation 19
Closed with monetary relief 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Insikt, Inc.

The CFPB Consumer Complaint Database has logged 58 complaints against Insikt, Inc. overall, with 12 of those filed in the trailing 12 months. Reports have come from consumers in 14 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Insikt, Inc. draw a 39.7% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 6.9% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Insikt, Inc. have?

The CFPB has logged 58 complaints against Insikt, Inc. to date, of which 12 came in over the last 12 months.

Does Insikt, Inc. respond to complaints on time?

Insikt, Inc.'s CFPB timely-response rate is 39.7%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Insikt, Inc.?

The most complained-about product for Insikt, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Insikt, Inc.?

"Improper use of your report" is the single most frequently cited issue in complaints against Insikt, Inc. - see all issues and counts above.

How do I file a complaint against Insikt, Inc.?

You can file a complaint against Insikt, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Insikt, Inc.?

Insikt, Inc. has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Insikt, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Insikt, Inc. have?

The CFPB has logged 58 complaints against Insikt, Inc. to date, of which 12 came in over the last 12 months.

Does Insikt, Inc. respond to complaints on time?

Insikt, Inc.'s CFPB timely-response rate is 39.7%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Insikt, Inc.?

The most complained-about product for Insikt, Inc. is "Credit reporting, credit repair services, or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Insikt, Inc.?

"Improper use of your report" is the single most frequently cited issue in complaints against Insikt, Inc. - see all issues and counts above.

How do I file a complaint against Insikt, Inc.?

You can file a complaint against Insikt, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Insikt, Inc.?

Insikt, Inc. has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Insikt, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.