CFPB Consumer Complaint Profile

Integrity Funding Ohio, LLC

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

53
Total complaints
Mid-range
5
Last 12 months
96.2%
Timely response
Below median
8
States affected

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The verdict

Integrity Funding Ohio, LLC ranks #1775 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 35th percentile among companies with 100+ complaints.

Payday loan, title l…
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
53/100
Integrity Funding Ohio, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.2%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Integrity Funding Ohio, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.2% Around the middle higher than 35% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Title loan 16
Payday loan, title loan, personal loan, or advance loan - Title loan 6
Debt collection - I do not know 6
Debt collection - Other debt 5
Credit reporting or other personal consumer reports - Credit reporting 4
Payday loan, title loan, or personal loan - Payday loan 4
Debt collection - Payday loan debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Payday loan, title loan, or personal loan - Installment loan 2
Credit card or prepaid card - General-purpose credit card or charge card 1

Top Issues

1.Attempts to collect debt not owed 11
2.Charged fees or interest you didn't expect 10
3.Struggling to pay your loan 8
4.Problem with the payoff process at the end of the loan 5
5.Problem with a company's investigation into an existing problem 3
6.Incorrect information on your report 3
7.Can't contact lender or servicer 3
8.Written notification about debt 2
9.Problem with a credit reporting company's investigation into an existing problem 1
10.Communication tactics 1

Complaints by Year

Year Complaints
2017 8
2018 9
2019 5
2020 4
2021 6
2022 4
2023 3
2024 7
2025 6
2026year in progress 1

Complaints by State (Top 15)

Texas 29
Ohio 16
Louisiana 2
Georgia 2
Virginia 1
California 1
North Carolina 1
New York 1

Company Responses

Closed with explanation 52
Untimely response 1

What the CFPB Complaint Record Shows for Integrity Funding Ohio, LLC

Integrity Funding Ohio, LLC draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Payday loan, title loan, or personal loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Integrity Funding Ohio, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Integrity Funding Ohio, LLC have?

53 complaints have been filed against Integrity Funding Ohio, LLC with the CFPB overall - 5 of them in the past year.

Does Integrity Funding Ohio, LLC respond to complaints on time?

CFPB complaints against Integrity Funding Ohio, LLC draw a 96.2% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Integrity Funding Ohio, LLC?

Among all products tied to Integrity Funding Ohio, LLC, "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Integrity Funding Ohio, LLC?

The most common issue reported by consumers about Integrity Funding Ohio, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Integrity Funding Ohio, LLC?

You can file a complaint against Integrity Funding Ohio, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Integrity Funding Ohio, LLC?

Integrity Funding Ohio, LLC has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Integrity Funding Ohio, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.