CFPB Consumer Complaint Profile

Kentucky Housing Corporation

Consumers have filed 57 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

57
Total complaints
Mid-range
11
Last 12 months
89.5%
Timely response
Bottom quartile
3
States affected

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The verdict

Kentucky Housing Corporation ranks #1717 of 3,843 financial companies by CFPB complaint volume, with 57 complaints on record. It posts a 89.5% on-time response rate, the 17th percentile among companies with 100+ complaints.

#1717
of 3,843 companies by volume
89.5%
on time (17th pctile)
Mortgage
most-complained product
3
states with complaints
D
PlainCredit Trust Score
41/100
Kentucky Housing Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.5%
Share of complaints answered within the CFPB response window
Dispute Rate F 28.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.3%
Share of complaints closed with monetary or non-monetary relief

Kentucky Housing Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.5% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Kentucky Housing Corporation timely response rate 89.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Mortgage - FHA mortgage 29
Mortgage - Conventional home mortgage 9
Credit reporting or other personal consumer reports - Credit reporting 8
Mortgage - Conventional fixed mortgage 3
Mortgage - Other type of mortgage 2
Mortgage - USDA mortgage 2
Mortgage - VA mortgage 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2

Top Issues

1.Trouble during payment process 20
2.Struggling to pay mortgage 12
3.Incorrect information on your report 9
4.Loan servicing, payments, escrow account 4
5.Improper use of your report 3
6.Loan modification,collection,foreclosure 3
7.Problem with a credit reporting company's investigation into an existing problem 2
8.Applying for a mortgage or refinancing an existing mortgage 2
9.Closing on a mortgage 1
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2014 1
2016 3
2017 3
2018 5
2019 4
2020 1
2021 2
2022 4
2023 8
2024 11
2025 12
2026year in progress 3

Complaints by State (Top 15)

Kentucky 54
Illinois 1
Pennsylvania 1

Company Responses

Closed with explanation 54
Closed with non-monetary relief 2
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Kentucky Housing Corporation

57 complaints against Kentucky Housing Corporation appear in the CFPB record, including 11 from the trailing year. The 3 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Mortgage," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Trouble during payment process" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Kentucky Housing Corporation's timely response rate stands at 89.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. Resolved cases drew a formal consumer-dispute rate of 28.6% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 5.3% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Kentucky Housing Corporation have?

Kentucky Housing Corporation has 57 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Kentucky Housing Corporation respond to complaints on time?

Kentucky Housing Corporation has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Kentucky Housing Corporation?

"Mortgage" draws more CFPB complaints against Kentucky Housing Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Kentucky Housing Corporation?

Consumers most often cite "Trouble during payment process" when complaining about Kentucky Housing Corporation; the full issue list with counts is above.

How do I file a complaint against Kentucky Housing Corporation?

You can file a complaint against Kentucky Housing Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kentucky Housing Corporation?

Kentucky Housing Corporation has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Kentucky Housing Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Frequently Asked Questions

How many CFPB complaints does Kentucky Housing Corporation have?

Kentucky Housing Corporation has 57 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Kentucky Housing Corporation respond to complaints on time?

Kentucky Housing Corporation has a 89.5% timely response rate to CFPB complaints.

What product generates the most complaints for Kentucky Housing Corporation?

"Mortgage" draws more CFPB complaints against Kentucky Housing Corporation than any other product - see the full breakdown above.

What is the most common complaint issue with Kentucky Housing Corporation?

Consumers most often cite "Trouble during payment process" when complaining about Kentucky Housing Corporation; the full issue list with counts is above.

How do I file a complaint against Kentucky Housing Corporation?

You can file a complaint against Kentucky Housing Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Kentucky Housing Corporation?

Kentucky Housing Corporation has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Kentucky Housing Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.