URS Holding, LLC

CFPB Consumer Complaint Profile

1,045
Total Complaints
12
Last 12 Months
97.1%
Timely Response
49
States Affected
URS Holding, LLC timely response rate 97.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 247
Debt collection — Credit card 181
Debt collection — Credit card debt 121
Debt collection — Other (i.e. phone, health club, etc.) 82
Debt collection — Federal student loan 65
Debt collection — Auto debt 52
Debt collection — Non-federal student loan 51
Debt collection — Other debt 44
Debt collection — Federal student loan debt 36
Student loan — Non-federal student loan 30

Top Issues

1.Communication tactics 263
2.Cont'd attempts collect debt not owed 168
3.Attempts to collect debt not owed 106
4.Written notification about debt 93
5.Improper contact or sharing of info 87
6.False statements or representation 78
7.Disclosure verification of debt 69
8.Threatened to contact someone or share information improperly 32
9.Dealing with my lender or servicer 29
10.Took or threatened to take negative or legal action 23

Complaints by Year

Year Complaints
2013 71
2014 185
2015 199
2016 137
2017 102
2018 131
2019 102
2020 27
2021 9
2022 33
2023 30
2024 5
2025 10
2026 4

Complaints by State (Top 15)

California 129
Texas 98
Florida 83
New York 73
Arizona 45
Georgia 41
New Jersey 41
Illinois 40
Pennsylvania 34
Michigan 32
North Carolina 31
Ohio 30
Virginia 28
Colorado 27
Washington 24

Company Responses

Closed with explanation 947
Closed 54
Closed with non-monetary relief 28
Untimely response 11
Closed with monetary relief 5

What the CFPB Complaint Record Shows for URS Holding, LLC

The CFPB Consumer Complaint Database has logged 1,045 complaints against URS Holding, LLC overall, with 12 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

URS Holding, LLC's timely response rate stands at 97.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 16.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 3.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does URS Holding, LLC have?

URS Holding, LLC has 1,045 total consumer complaints filed with the CFPB, with 12 filed in the last 12 months.

Does URS Holding, LLC respond to complaints on time?

URS Holding, LLC has a 97.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for URS Holding, LLC?

The most complained-about product for URS Holding, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with URS Holding, LLC?

The most common issue reported by consumers about URS Holding, LLC is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against URS Holding, LLC?

You can file a complaint against URS Holding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about URS Holding, LLC?

Consumers in 49 states and territories have filed complaints about URS Holding, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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