CFPB Consumer Complaint Profile

Larry H. Miller Group of Companies

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

682
Total complaints
Above average
338
Last 12 months
100%
Timely response
Top decile
39
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

By CFPB complaint volume, Larry H. Miller Group of Companies is #428 out of 3,843 financial companies. On response speed it sits at the 86th percentile among companies with 100+ complaints.

Credit reporting or …
most-complained product
IL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B
PlainCredit Trust Score
72/100
Larry H. Miller Group of Companies · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.5%
Share of responses the consumer disputed (lower is better)
Relief Rate C 4.4%
Share of complaints closed with monetary or non-monetary relief

Larry H. Miller Group of Companies vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 195 in 2024 to 356 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 319
Vehicle loan or lease - Loan 206
Debt collection - Auto debt 68
Debt collection - I do not know 40
Vehicle loan or lease - Lease 19
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 10
Consumer Loan - Vehicle loan 6
Credit reporting or other personal consumer reports - Other personal consumer report 4
Checking or savings account - Checking account 2
Debt or credit management - Debt settlement 2

Top Issues

1.Improper use of your report 171
2.Incorrect information on your report 145
3.Managing the loan or lease 66
4.Repossession 63
5.Problem with a company's investigation into an existing problem 45
6.Attempts to collect debt not owed 42
7.Getting a loan or lease 31
8.Struggling to pay your loan 28
9.False statements or representation 22
10.Took or threatened to take negative or legal action 17

Complaints by Year

Year Complaints
2016 4
2017 12
2018 15
2019 13
2020 1
2021 2
2023 13
2024 195
2025 356
2026year in progress 71

Complaints by State (Top 15)

Illinois 96
Georgia 53
Texas 44
Pennsylvania 42
Ohio 39
Arizona 35
Florida 31
Maryland 31
Alabama 29
Indiana 26
California 25
Utah 23
Virginia 21
Michigan 20
New Jersey 18

Company Responses

Closed with explanation 652
Closed with non-monetary relief 24
Closed with monetary relief 6

What the CFPB Complaint Record Shows for Larry H. Miller Group of Companies

The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Larry H. Miller Group of Companies, with consumers across the country filing against it. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Larry H. Miller Group of Companies: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.5% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Larry H. Miller Group of Companies have?

682 complaints have been filed against Larry H. Miller Group of Companies with the CFPB overall - 338 of them in the past year.

Does Larry H. Miller Group of Companies respond to complaints on time?

CFPB complaints against Larry H. Miller Group of Companies draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Larry H. Miller Group of Companies?

The most complained-about product for Larry H. Miller Group of Companies is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Larry H. Miller Group of Companies?

"Improper use of your report" is the single most frequently cited issue in complaints against Larry H. Miller Group of Companies - see all issues and counts above.

How do I file a complaint against Larry H. Miller Group of Companies?

You can file a complaint against Larry H. Miller Group of Companies directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Larry H. Miller Group of Companies?

Consumers in 39 states and territories have filed complaints about Larry H. Miller Group of Companies with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Larry H. Miller Group of Companies's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.