CFPB Consumer Complaint Profile

LCI Acquisition Inc.

Consumers have filed 2,629 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

2,629
Total complaints
1,258
Last 12 months
96.3%
Timely response
48
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, LCI Acquisition Inc. has accumulated 2,629 complaints, placing it #175 by volume. Its on-time response rate is 96.3%, ahead of the 93% median among companies with 100+ complaints.

#175
of 3,848 companies by volume
96.3%
answered on time
Credit reporting or …
most-complained product
48
states with complaints
LCI Acquisition Inc. timely response rate 96.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 2,307
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 264
Credit reporting or other personal consumer reports - Other personal consumer report 37
Debt collection - I do not know 10
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 7
Credit card - General-purpose credit card or charge card 2
Money transfer, virtual currency, or money service - International money transfer 1
Debt collection - Credit card debt 1

Top Issues

1.Incorrect information on your report 1,436
2.Problem with fraud alerts or security freezes 446
3.Improper use of your report 423
4.Problem with a company's investigation into an existing problem 212
5.Problem with a credit reporting company's investigation into an existing problem 83
6.Unable to get your credit report or credit score 8
7.Problem with a company's investigation into an existing issue 6
8.Attempts to collect debt not owed 5
9.Took or threatened to take negative or legal action 3
10.False statements or representation 3

Complaints by Year

Year Complaints
2022 1
2023 444
2024 667
2025 1,198
2026 319

Complaints by State (Top 15)

Florida 462
Georgia 328
Texas 212
California 187
Illinois 173
Michigan 136
New York 108
Maryland 106
Mississippi 104
New Jersey 72
Virginia 68
Ohio 68
Pennsylvania 65
North Carolina 50
Missouri 48

Company Responses

Closed with explanation 2,595
In progress 34

What the CFPB Complaint Record Shows for LCI Acquisition Inc.

LCI Acquisition Inc. carries 2,629 complaints in the CFPB's database, 1,258 of them filed within the past 12 months. Consumers spanning 48 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

96.3% of CFPB-forwarded complaints against LCI Acquisition Inc. get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does LCI Acquisition Inc. have?

LCI Acquisition Inc. has 2,629 total consumer complaints filed with the CFPB, with 1,258 filed in the last 12 months.

Does LCI Acquisition Inc. respond to complaints on time?

LCI Acquisition Inc.'s CFPB timely-response rate is 96.3%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for LCI Acquisition Inc.?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against LCI Acquisition Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with LCI Acquisition Inc.?

The most common issue reported by consumers about LCI Acquisition Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against LCI Acquisition Inc.?

You can file a complaint against LCI Acquisition Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about LCI Acquisition Inc.?

The CFPB has recorded complaints against LCI Acquisition Inc. from 48 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.