CFPB Consumer Complaint Profile
LCI Acquisition Inc.
Consumers have filed 2,629 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 2,629
- Total complaints
- Among the highest
- 1,258
- Last 12 months
- 96.3%
- Timely response
- Below median
- 48
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, LCI Acquisition Inc. has accumulated 2,629 complaints, placing it #175 by volume. Its on-time response rate is 96.3%, the 35th percentile among companies with 100+ complaints.
- #175
- of 3,843 companies by volume
- 96.3%
- on time (35th pctile)
- Credit reporting or …
- most-complained product
- 48
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
LCI Acquisition Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
96.3% Around the middle higher than 35% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 667 in 2024 to 1,198 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 1 |
| 2023 | 444 |
| 2024 | 667 |
| 2025 | 1,198 |
| 2026year in progress | 319 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for LCI Acquisition Inc.
LCI Acquisition Inc. carries 2,629 complaints in the CFPB's database, 1,258 of them filed within the past 12 months. Consumers spanning 48 states and territories have weighed in, giving this a nationwide footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against LCI Acquisition Inc. draw a 96.3% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does LCI Acquisition Inc. have?
LCI Acquisition Inc. has 2,629 total consumer complaints filed with the CFPB, with 1,258 filed in the last 12 months.
Does LCI Acquisition Inc. respond to complaints on time?
LCI Acquisition Inc.'s CFPB timely-response rate is 96.3%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for LCI Acquisition Inc.?
"Credit reporting or other personal consumer reports" draws more CFPB complaints against LCI Acquisition Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with LCI Acquisition Inc.?
The most common issue reported by consumers about LCI Acquisition Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against LCI Acquisition Inc.?
You can file a complaint against LCI Acquisition Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about LCI Acquisition Inc.?
The CFPB has recorded complaints against LCI Acquisition Inc. from 48 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for LCI Acquisition Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar complaint volume
Nearest companies by total CFPB complaint count (2,629 here).
Also handles Credit reporting or other personal consumer reports
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does LCI Acquisition Inc. have?
LCI Acquisition Inc. has 2,629 total consumer complaints filed with the CFPB, with 1,258 filed in the last 12 months.
Does LCI Acquisition Inc. respond to complaints on time?
LCI Acquisition Inc.'s CFPB timely-response rate is 96.3%. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for LCI Acquisition Inc.?
"Credit reporting or other personal consumer reports" draws more CFPB complaints against LCI Acquisition Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with LCI Acquisition Inc.?
The most common issue reported by consumers about LCI Acquisition Inc. is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against LCI Acquisition Inc.?
You can file a complaint against LCI Acquisition Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about LCI Acquisition Inc.?
The CFPB has recorded complaints against LCI Acquisition Inc. from 48 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.