CFPB Consumer Complaint Profile
Lowcountry Credit Inc.
21 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 21
- Total complaints
- Mid-range
- 5
- Last 12 months
- 100%
- Timely response
- Top decile
- 1
- States affected
The verdict
21 CFPB complaints put Lowcountry Credit Inc. at #2800 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.
- #2800
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Vehicle loan or lease
- most-complained product
- 1
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Lowcountry Credit Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2016 | 1 |
| 2017 | 2 |
| 2018 | 3 |
| 2019 | 1 |
| 2021 | 3 |
| 2022 | 1 |
| 2024 | 2 |
| 2025 | 4 |
| 2026year in progress | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Lowcountry Credit Inc.
Lowcountry Credit Inc. carries 21 complaints in the CFPB's database, 5 of them filed within the past 12 months. Consumers spanning 1 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Managing the loan or lease" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Lowcountry Credit Inc. posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Lowcountry Credit Inc. have?
The CFPB has logged 21 complaints against Lowcountry Credit Inc. to date, of which 5 came in over the last 12 months.
Does Lowcountry Credit Inc. respond to complaints on time?
CFPB complaints against Lowcountry Credit Inc. draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Lowcountry Credit Inc.?
"Vehicle loan or lease" draws more CFPB complaints against Lowcountry Credit Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Lowcountry Credit Inc.?
"Managing the loan or lease" is the single most frequently cited issue in complaints against Lowcountry Credit Inc. - see all issues and counts above.
How do I file a complaint against Lowcountry Credit Inc.?
You can file a complaint against Lowcountry Credit Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Lowcountry Credit Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Lowcountry Credit Inc. have?
The CFPB has logged 21 complaints against Lowcountry Credit Inc. to date, of which 5 came in over the last 12 months.
Does Lowcountry Credit Inc. respond to complaints on time?
CFPB complaints against Lowcountry Credit Inc. draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Lowcountry Credit Inc.?
"Vehicle loan or lease" draws more CFPB complaints against Lowcountry Credit Inc. than any other product - see the full breakdown above.
What is the most common complaint issue with Lowcountry Credit Inc.?
"Managing the loan or lease" is the single most frequently cited issue in complaints against Lowcountry Credit Inc. - see all issues and counts above.
How do I file a complaint against Lowcountry Credit Inc.?
You can file a complaint against Lowcountry Credit Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.