CFPB Consumer Complaint Profile

Mas Financial Services, Inc.

What 91 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

91
Total complaints
15
Last 12 months
74.7%
Timely response
8
States affected

The verdict

Mas Financial Services, Inc. ranks #1388 of 3,848 financial companies by CFPB complaint volume, with 91 complaints on record. It answers 74.7% of complaints on time — below the 93% median for companies with 100+ complaints.

#1388
of 3,848 companies by volume
74.7%
answered on time
Vehicle loan or lease
most-complained product
8
states with complaints
Mas Financial Services, Inc. timely response rate 74.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Vehicle loan or lease — Loan 28
Credit reporting or other personal consumer reports — Credit reporting 17
Debt collection — Auto debt 13
Consumer Loan — Vehicle loan 11
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 10
Vehicle loan or lease — Lease 4
Debt collection — Auto 4
Debt collection — I do not know 2
Credit reporting or other personal consumer reports — Other personal consumer report 1
Debt or credit management — Credit repair services 1

Top Issues

1.Managing the loan or lease 19
2.Improper use of your report 10
3.Incorrect information on your report 10
4.Repossession 9
5.Communication tactics 6
6.Problem with a company's investigation into an existing problem 6
7.Took or threatened to take negative or legal action 6
8.Struggling to pay your loan 5
9.Problem with a credit reporting company's investigation into an existing problem 4
10.Problems at the end of the loan or lease 3

Complaints by Year

Year Complaints
2013 1
2014 1
2015 5
2016 7
2017 7
2018 4
2019 3
2020 5
2021 5
2022 4
2023 19
2024 11
2025 13
2026 6

Complaints by State (Top 15)

California 82
Arizona 3
Oregon 1
Georgia 1
Idaho 1
New Jersey 1
New York 1
Texas 1

Company Responses

Closed with explanation 85
Closed with non-monetary relief 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Mas Financial Services, Inc.

The CFPB Consumer Complaint Database has logged 91 complaints against Mas Financial Services, Inc. overall, with 15 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing the loan or lease" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mas Financial Services, Inc.'s timely response rate stands at 74.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 6.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mas Financial Services, Inc. have?

Mas Financial Services, Inc. has 91 total consumer complaints filed with the CFPB, with 15 filed in the last 12 months.

Does Mas Financial Services, Inc. respond to complaints on time?

Mas Financial Services, Inc. has a 74.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Mas Financial Services, Inc.?

The most complained-about product for Mas Financial Services, Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Mas Financial Services, Inc.?

The most common issue reported by consumers about Mas Financial Services, Inc. is "Managing the loan or lease." All complaint issues are listed above with their counts.

How do I file a complaint against Mas Financial Services, Inc.?

You can file a complaint against Mas Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mas Financial Services, Inc.?

Consumers in 8 states and territories have filed complaints about Mas Financial Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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