CFPB Consumer Complaint Profile

MIB Group, Inc.

What 446 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

446
Total complaints
Above average
220
Last 12 months
99.1%
Timely response
Above median
41
States affected

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The verdict

446 CFPB complaints put MIB Group, Inc. at #540 out of 3,843 financial companies ranked by complaint volume. It posts a 99.1% on-time response rate, the 62nd percentile among companies with 100+ complaints.

#540
of 3,843 companies by volume
99.1%
on time (62nd pctile)
Credit reporting or …
most-complained product
41
states with complaints
D
PlainCredit Trust Score
48/100
MIB Group, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B 99.1%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

MIB Group, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.1% Higher than most higher than 62% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 117 in 2024 to 136 in 2025 (2024 → 2025).

See the full year-over-year release diff

MIB Group, Inc. timely response rate 99.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 334
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 34
Credit reporting or other personal consumer reports - Other personal consumer report 28
Credit reporting 23
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 22
Bank account or service - Checking account 1
Bank account or service - Other bank product/service 1
Debt collection - I do not know 1
Debt collection - Medical 1
Debt collection - Medical debt 1

Top Issues

1.Problem with fraud alerts or security freezes 204
2.Incorrect information on your report 78
3.Unable to get your credit report or credit score 48
4.Improper use of your report 39
5.Problem with a company's investigation into an existing problem 31
6.Incorrect information on credit report 22
7.Problem with a company's investigation into an existing issue 14
8.Problem with a credit reporting company's investigation into an existing problem 4
9.Account opening, closing, or management 2
10.Unable to get credit report/credit score 1

Complaints by Year

Year Complaints
2014 11
2015 10
2016 4
2017 7
2018 8
2019 20
2020 4
2021 8
2022 4
2023 15
2024 117
2025 136
2026year in progress 102

Complaints by State (Top 15)

Georgia 70
Illinois 70
Texas 39
Florida 37
Massachusetts 26
New York 23
California 19
Indiana 18
Maryland 14
South Carolina 14
Pennsylvania 13
Tennessee 12
New Jersey 12
Ohio 9
Puerto Rico 8

Company Responses

Closed with explanation 446

What the CFPB Complaint Record Shows for MIB Group, Inc.

MIB Group, Inc. carries 446 complaints in the CFPB's database, 220 of them filed within the past 12 months. Consumers spanning 41 states and territories have weighed in, giving this a nationwide footprint. "Credit reporting or other personal consumer reports" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Problem with fraud alerts or security freezes," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against MIB Group, Inc. draw a 99.1% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 15.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does MIB Group, Inc. have?

MIB Group, Inc. has 446 total consumer complaints filed with the CFPB, with 220 filed in the last 12 months.

Does MIB Group, Inc. respond to complaints on time?

MIB Group, Inc.'s CFPB timely-response rate is 99.1%. That is a strong response record by CFPB standards.

What product generates the most complaints for MIB Group, Inc.?

The most complained-about product for MIB Group, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with MIB Group, Inc.?

Consumers most often cite "Problem with fraud alerts or security freezes" when complaining about MIB Group, Inc.; the full issue list with counts is above.

How do I file a complaint against MIB Group, Inc.?

You can file a complaint against MIB Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about MIB Group, Inc.?

The CFPB has recorded complaints against MIB Group, Inc. from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for MIB Group, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (15.4% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does MIB Group, Inc. have?

MIB Group, Inc. has 446 total consumer complaints filed with the CFPB, with 220 filed in the last 12 months.

Does MIB Group, Inc. respond to complaints on time?

MIB Group, Inc.'s CFPB timely-response rate is 99.1%. That is a strong response record by CFPB standards.

What product generates the most complaints for MIB Group, Inc.?

The most complained-about product for MIB Group, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with MIB Group, Inc.?

Consumers most often cite "Problem with fraud alerts or security freezes" when complaining about MIB Group, Inc.; the full issue list with counts is above.

How do I file a complaint against MIB Group, Inc.?

You can file a complaint against MIB Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about MIB Group, Inc.?

The CFPB has recorded complaints against MIB Group, Inc. from 41 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

MIB Group, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.