CFPB Consumer Complaint Profile

Middle Georgia Management Services

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

28
Total complaints
Mid-range
0
Last 12 months
89.3%
Timely response
Bottom quartile
1
States affected

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The verdict

Middle Georgia Management Services ranks #2422 of 3,843 financial companies by CFPB complaint volume. Its on-time response record is at the 17th percentile among companies with 100+ complaints.

Credit reporting, cr…
most-complained product
GA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
46/100
Middle Georgia Management Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 89.3%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Middle Georgia Management Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

89.3% Among the lowest higher than 17% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 9
Debt collection - Payday loan debt 7
Payday loan, title loan, or personal loan - Installment loan 3
Debt collection - Other debt 2
Debt collection - Auto debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Payday loan, title loan, or personal loan - Payday loan 1
Consumer Loan - Installment loan 1
Consumer Loan - Personal line of credit 1

Top Issues

1.Attempts to collect debt not owed 11
2.Problem with a credit reporting company's investigation into an existing problem 6
3.Incorrect information on your report 4
4.Struggling to pay your loan 2
5.Charged fees or interest you didn't expect 1
6.Problems when you are unable to pay 1
7.Problem when making payments 1
8.Managing the line of credit 1
9.Improper use of your report 1

Complaints by Year

Year Complaints
2016 2
2018 4
2020 4
2021 9
2022 3
2023 4
2024 2

Complaints by State (Top 15)

Georgia 28

Company Responses

Closed with explanation 28

What the CFPB Complaint Record Shows for Middle Georgia Management Services

Middle Georgia Management Services draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Credit reporting, credit repair services, or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Middle Georgia Management Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Middle Georgia Management Services have?

28 complaints have been filed against Middle Georgia Management Services with the CFPB overall - 0 of them in the past year.

Does Middle Georgia Management Services respond to complaints on time?

Middle Georgia Management Services's CFPB timely-response rate is 89.3%.

What product generates the most complaints for Middle Georgia Management Services?

Among all products tied to Middle Georgia Management Services, "Credit reporting, credit repair services, or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Middle Georgia Management Services?

The most common issue reported by consumers about Middle Georgia Management Services is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Middle Georgia Management Services?

You can file a complaint against Middle Georgia Management Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Middle Georgia Management Services's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.