CFPB Consumer Complaint Profile
Midwest Acceptance Corp.
What 73 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 73
- Total complaints
- Mid-range
- 14
- Last 12 months
- 97.3%
- Timely response
- Below median
- 7
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Midwest Acceptance Corp. sits at #1525, with 73 complaints logged. On-time replies land at 97.3%, the 42nd percentile for the 100+ complaint peer group.
- #1525
- of 3,843 companies by volume
- 97.3%
- on time (42nd pctile)
- Vehicle loan or lease
- most-complained product
- 7
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Midwest Acceptance Corp. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
97.3% Around the middle higher than 42% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 2 |
| 2014 | 2 |
| 2015 | 2 |
| 2016 | 5 |
| 2017 | 5 |
| 2018 | 12 |
| 2019 | 2 |
| 2020 | 7 |
| 2021 | 4 |
| 2022 | 3 |
| 2023 | 3 |
| 2024 | 8 |
| 2025 | 12 |
| 2026year in progress | 6 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Midwest Acceptance Corp.
73 complaints against Midwest Acceptance Corp. appear in the CFPB record, including 14 from the trailing year. The 7 states and territories represented put this footprint in geographically concentrated territory. "Vehicle loan or lease" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Improper use of your report," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Midwest Acceptance Corp. posts a 97.3% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 36.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 1.4%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Midwest Acceptance Corp. have?
Midwest Acceptance Corp. has 73 total consumer complaints filed with the CFPB, with 14 filed in the last 12 months.
Does Midwest Acceptance Corp. respond to complaints on time?
CFPB complaints against Midwest Acceptance Corp. draw a 97.3% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Midwest Acceptance Corp.?
"Vehicle loan or lease" draws more CFPB complaints against Midwest Acceptance Corp. than any other product - see the full breakdown above.
What is the most common complaint issue with Midwest Acceptance Corp.?
"Improper use of your report" is the single most frequently cited issue in complaints against Midwest Acceptance Corp. - see all issues and counts above.
How do I file a complaint against Midwest Acceptance Corp.?
You can file a complaint against Midwest Acceptance Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Midwest Acceptance Corp.?
The CFPB has recorded complaints against Midwest Acceptance Corp. from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Midwest Acceptance Corp.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (36.4% here).
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Midwest Acceptance Corp. have?
Midwest Acceptance Corp. has 73 total consumer complaints filed with the CFPB, with 14 filed in the last 12 months.
Does Midwest Acceptance Corp. respond to complaints on time?
CFPB complaints against Midwest Acceptance Corp. draw a 97.3% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Midwest Acceptance Corp.?
"Vehicle loan or lease" draws more CFPB complaints against Midwest Acceptance Corp. than any other product - see the full breakdown above.
What is the most common complaint issue with Midwest Acceptance Corp.?
"Improper use of your report" is the single most frequently cited issue in complaints against Midwest Acceptance Corp. - see all issues and counts above.
How do I file a complaint against Midwest Acceptance Corp.?
You can file a complaint against Midwest Acceptance Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Midwest Acceptance Corp.?
The CFPB has recorded complaints against Midwest Acceptance Corp. from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.