CFPB Consumer Complaint Profile
Overland Bond & Investment Corporation
What 43 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 43
- Total complaints
- Mid-range
- 11
- Last 12 months
- 69.8%
- Timely response
- Bottom decile
- 6
- States affected
The verdict
Out of 3,843 financial companies in the CFPB database, Overland Bond & Investment Corporation has accumulated 43 complaints, placing it #1975 by volume. Its on-time response rate is 69.8%, the 6th percentile among companies with 100+ complaints.
- #1975
- of 3,843 companies by volume
- 69.8%
- on time (6th pctile)
- Vehicle loan or lease
- most-complained product
- 6
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Overland Bond & Investment Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
69.8% Among the lowest higher than 6% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 1 |
| 2017 | 2 |
| 2018 | 5 |
| 2019 | 4 |
| 2021 | 2 |
| 2022 | 1 |
| 2023 | 5 |
| 2024 | 8 |
| 2025 | 14 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Overland Bond & Investment Corporation
Overland Bond & Investment Corporation carries 43 complaints in the CFPB's database, 11 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.
Overland Bond & Investment Corporation's timely response rate stands at 69.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Overland Bond & Investment Corporation have?
43 complaints have been filed against Overland Bond & Investment Corporation with the CFPB overall - 11 of them in the past year.
Does Overland Bond & Investment Corporation respond to complaints on time?
Overland Bond & Investment Corporation's CFPB timely-response rate is 69.8%. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Overland Bond & Investment Corporation?
"Vehicle loan or lease" draws more CFPB complaints against Overland Bond & Investment Corporation than any other product - see the full breakdown above.
What is the most common complaint issue with Overland Bond & Investment Corporation?
The most common issue reported by consumers about Overland Bond & Investment Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Overland Bond & Investment Corporation?
You can file a complaint against Overland Bond & Investment Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Overland Bond & Investment Corporation?
Consumers in 6 states and territories have filed complaints about Overland Bond & Investment Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Overland Bond & Investment Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Overland Bond & Investment Corporation have?
43 complaints have been filed against Overland Bond & Investment Corporation with the CFPB overall - 11 of them in the past year.
Does Overland Bond & Investment Corporation respond to complaints on time?
Overland Bond & Investment Corporation's CFPB timely-response rate is 69.8%. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Overland Bond & Investment Corporation?
"Vehicle loan or lease" draws more CFPB complaints against Overland Bond & Investment Corporation than any other product - see the full breakdown above.
What is the most common complaint issue with Overland Bond & Investment Corporation?
The most common issue reported by consumers about Overland Bond & Investment Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.
How do I file a complaint against Overland Bond & Investment Corporation?
You can file a complaint against Overland Bond & Investment Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Overland Bond & Investment Corporation?
Consumers in 6 states and territories have filed complaints about Overland Bond & Investment Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.