CFPB Consumer Complaint Profile
Palisades Funding Corporation
Behind the 25 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 25
- Total complaints
- Mid-range
- 0
- Last 12 months
- 40%
- Timely response
- Bottom decile
- 6
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Palisades Funding Corporation sits at #2586, with 25 complaints logged. On-time replies land at 40%, the 2nd percentile for the 100+ complaint peer group.
- #2586
- of 3,843 companies by volume
- 40%
- on time (2nd pctile)
- Vehicle loan or lease
- most-complained product
- 6
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Palisades Funding Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
40% Among the lowest higher than 2% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2015 | 1 |
| 2018 | 2 |
| 2019 | 1 |
| 2020 | 1 |
| 2021 | 3 |
| 2022 | 2 |
| 2023 | 9 |
| 2024 | 3 |
| 2025 | 3 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Palisades Funding Corporation
Palisades Funding Corporation carries 25 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Repossession" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Palisades Funding Corporation posts a 40% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Palisades Funding Corporation have?
The CFPB has logged 25 complaints against Palisades Funding Corporation to date, of which 0 came in over the last 12 months.
Does Palisades Funding Corporation respond to complaints on time?
CFPB complaints against Palisades Funding Corporation draw a 40% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Palisades Funding Corporation?
The most complained-about product for Palisades Funding Corporation is "Vehicle loan or lease." You can view the full product breakdown on this page.
What is the most common complaint issue with Palisades Funding Corporation?
The most common issue reported by consumers about Palisades Funding Corporation is "Repossession." All complaint issues are listed above with their counts.
How do I file a complaint against Palisades Funding Corporation?
You can file a complaint against Palisades Funding Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Palisades Funding Corporation?
Consumers in 6 states and territories have filed complaints about Palisades Funding Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Palisades Funding Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Palisades Funding Corporation have?
The CFPB has logged 25 complaints against Palisades Funding Corporation to date, of which 0 came in over the last 12 months.
Does Palisades Funding Corporation respond to complaints on time?
CFPB complaints against Palisades Funding Corporation draw a 40% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Palisades Funding Corporation?
The most complained-about product for Palisades Funding Corporation is "Vehicle loan or lease." You can view the full product breakdown on this page.
What is the most common complaint issue with Palisades Funding Corporation?
The most common issue reported by consumers about Palisades Funding Corporation is "Repossession." All complaint issues are listed above with their counts.
How do I file a complaint against Palisades Funding Corporation?
You can file a complaint against Palisades Funding Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Palisades Funding Corporation?
Consumers in 6 states and territories have filed complaints about Palisades Funding Corporation with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.