CFPB Consumer Complaint Profile

Park National Corporation

19 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

19
Total complaints
Below average
2
Last 12 months
73.7%
Timely response
Bottom decile
1
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Park National Corporation sits at #2935, with 19 complaints logged. Its on-time response rate is 73.7%, the 7th percentile among companies with 100+ complaints.

#2935
of 3,843 companies by volume
73.7%
on time (7th pctile)
Vehicle loan or lease
most-complained product
1
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
54/100
Park National Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 73.7%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.3%
Share of complaints closed with monetary or non-monetary relief

Park National Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

73.7% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Park National Corporation timely response rate 73.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Auto debt 3
Debt collection - I do not know 3
Consumer Loan - Vehicle loan 1
Debt collection - Credit card debt 1

Top Issues

1.Incorrect information on your report 6
2.Attempts to collect debt not owed 5
3.False statements or representation 2
4.Repossession 1
5.Problem with a credit reporting company's investigation into an existing problem 1
6.Improper use of your report 1
7.Taking out the loan or lease 1
8.Struggling to pay your loan 1
9.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2016 1
2017 1
2018 1
2019 2
2021 7
2022 3
2024 2
2025 1
2026year in progress 1

Complaints by State (Top 15)

Ohio 18

Company Responses

Closed with explanation 18
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Park National Corporation

The CFPB Consumer Complaint Database has logged 19 complaints against Park National Corporation overall, with 2 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Park National Corporation's timely response rate stands at 73.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 5.3%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Park National Corporation have?

The CFPB has logged 19 complaints against Park National Corporation to date, of which 2 came in over the last 12 months.

Does Park National Corporation respond to complaints on time?

CFPB complaints against Park National Corporation draw a 73.7% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Park National Corporation?

Among all products tied to Park National Corporation, "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Park National Corporation?

The most common issue reported by consumers about Park National Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Park National Corporation?

You can file a complaint against Park National Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Park National Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Park National Corporation have?

The CFPB has logged 19 complaints against Park National Corporation to date, of which 2 came in over the last 12 months.

Does Park National Corporation respond to complaints on time?

CFPB complaints against Park National Corporation draw a 73.7% timely-response rate inside the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Park National Corporation?

Among all products tied to Park National Corporation, "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Park National Corporation?

The most common issue reported by consumers about Park National Corporation is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Park National Corporation?

You can file a complaint against Park National Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Park National Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.